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'Future of ATM Interchange' white paper published by ATMIA, Kahuna

April 12, 2013

The ATM Industry Association and Kahuna Business Solutions have jointly produced a new white paper, "The Future of ATM Interchange," which explores options to prevent further reductions of interchange in the United States. A recent survey by ATMIA and Kahuna revealed that interchange reduction is the number-one concern among IADs operating in the U.S.

The comprehensive white paper offers perspective on several interchange-related topics, according to a press release from ATMIA:

• The evolution of interchange;
• tactics IADs can use to increase revenue under current network rules;
• lessons from international markets; and
• what ATMIA and others who represent IAD interests are doing to stop interchange erosion.

ATM market saturation, competition with surcharge-free networks, cash-back debit options and increasing operational expenses resulting from more stringent regulatory and security mandates have all taken their toll on IAD revenues, ATMIA said.

"The balance between supporting the needs of the issuer and the needs of the acquirer have to be resolved in order to protect independent deployers," said David Tente, ATMIA U.S. executive director.

Kahuna Business Solutions president Bryan Bauer said he thinks IADs will find the white paper informative. "The better we understand the issues that impact interchange, the better prepared we will be to protect our businesses and work together to eliminate further decline in our revenue."

"The Future of ATM Interchange" is available for download at the ATMIA website.

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ATM Industry Association (ATMIA)

The ATM Industry Association, founded in 1997, is a global non-profit trade association with over 10,500 members in 65 countries. The membership base covers the full range of this worldwide industry comprising over 2.2 million installed ATMs.

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