3 Factors in Educating Merchants about ATM Interchange Fee Reductions

3 Factors in Educating Merchants about ATM Interchange Fee Reductions

To retain the loyalty of ATM affiliates and merchants, education is key.

Type: White Paper

Sponsor: National Cash Systems


Infographic: Cash Is King

Infographic: Cash Is King

Digitization is here to stay – we’re a hyper-connected world with more options than ever. But that doesn’t change the fact that physical currency is a top choice of people around the world. From how much there is, to why we love to use it (and how much it costs to move it all around), here’s an inside look at the big, complicated ecosystem of cash.

Type: Infographic

Sponsor: Diebold Nixdorf


Survey Reveals Variations in Card Use at Unattended Terminals | Kiosks | POS | Meters | Vending

Survey Reveals Variations in Card Use at Unattended Terminals | Kiosks | POS | Meters | Vending

This infographic looks at the results of a survey, commissioned by TNS, which explores the attitudes to and willingness of adults to make card payments at a variety of unattended terminals. Download for insights into willingness to buy food/drink, clothing and electronics, as well as acceptance of a charge to make a card payment.

Type: Infographic

Sponsor: Transaction Network Services


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FEATURES


A change in-store? With iZettle buy, PayPal extends its reach in retail payments

A change in-store? With iZettle buy, PayPal extends its reach in retail payments

PayPal's planned purchase of iZettle the "European version of Square," will extend the online payment giant's reach in the retail payments space, particularly into the stores of small and medium-size merchants that traditionally have been the most cash-reliant.

Will real-time payments really transform the US market?

Will real-time payments really transform the US market?

Real-time payments infrastructure officially arrived in the U.S. with the launch of The Clearing House RTP system in November. Will the technology ultimately prove to be, as predicted, "one of the most important payment transformation efforts in our industry"?

A pathway to fee-free profitability for ISOs and IADs

A pathway to fee-free profitability for ISOs and IADs

Want to increase traffic at your ATMs and realize greater profitability from every card transaction? A March 8 webinar hosted by ATM marketplace and sponsored by Elan Financial Services will show you how you can do just that.

Sticks and carrots: Why a plan to redistribute ATMs in the UK is bound to fail

Sticks and carrots: Why a plan to redistribute ATMs in the UK is bound to fail

Penalizing independent ATM deployers in the U.K. for having "too many" ATMs in urban areas is possibly the least compelling way imaginable to persuade them to move their machines to underserved parts of the country that banks have already labeled unprofitable.

Will UK banks break Link?

Will UK banks break Link?

Some U.K. banks threaten to leave the Link UK Network without drastic cuts to interchange fees that enable customers to get cash from conveniently located, independently operated, free-to-use ATMs. Whether they leave or get what they want, it's the public who will pay.

How India's AadhaarPay jumped the payment network rails

How India's AadhaarPay jumped the payment network rails

By using India's biometric identity system, Aadhaar, as a proxy for a customer's bank account, Aadhaar Pay disintermediates traditional interchanges and rides on less expensive bank rails, lowering processing fees and promoting merchant uptake.

The future of cash and digital payments

The future of cash and digital payments

It is undeniable that the payment landscape is changing, and that electronic money is a key part of this. However, technological advancements are also being rolled out across ATM networks, demonstrating the continued demand among consumers for physical bank notes.

Security: The key to consumer acceptance of cardless ATMs

Security: The key to consumer acceptance of cardless ATMs

Cardless ATM transactions can offer unparalleled convenience for consumers, not to mention cost-savings and enhanced efficiency for FIs. But for the technology to gain traction, it must, first and foremost, provide a secure customer experience.

Do bitcoin and blockchain have a future in financial services?

Do bitcoin and blockchain have a future in financial services?

Distributed ledger technology undoubtedly has characteristics that could improve payment processing efficiency and security ... if financial service providers take steps now to mitigate risks that almost always accompany the introduction of new technologies.

How Brits got easy ATM access — and could lose it just like that

How Brits got easy ATM access — and could lose it just like that

IADs in the UK have always fought an uphill battle. The fight will become harder still — in fact, hopeless for some — if the banks that own the Link ATM Network carry through with a proposal to slash fees. And IADs won't be the only losers — the public will be hurt as well.

The ATM world is in for a seismic shift ... Are you ready?

The ATM world is in for a seismic shift ... Are you ready?

The speed and magnitude of the recent changes seen in major Western ATM markets cannot be overstated. It will likely be the ability to quickly adapt — or not — that will determine the winners and the losers among independent ATM deployers.

My transaction was rejected — and it was a deposit!

My transaction was rejected — and it was a deposit!

"Check rejected for technical reasons," the screen said. What? I had endorsed it correctly and it all looked good, but rejected? Not even accepted and flagged as "pending!"

Funds disbursement via Visa: A bigger slice of the pie for ATMs?

Funds disbursement via Visa: A bigger slice of the pie for ATMs?

At Money 20/20 this week, Visa EVP Oliver Jenkyn mapped out growth opportunities that push money the other way — that is, toward the consumer — across the network's rails. It's a scenario that can mean a bigger slice of the pie for the ATM industry, too.

Mobile wallets: In a lull or just another nonstarter?

Mobile wallets: In a lull or just another nonstarter?

Is the mobile wallet movement toast? A new study concludes that consumers and merchants might just be taking a break from adopting the technology while they wait for mobile wallet proponents to solve issues involving security and ease of use.

The whats and whys of EMV noncompliance at merchant-owned ATMs

The whats and whys of EMV noncompliance at merchant-owned ATMs

If you are an IAD or ISO with processing agreements currently in force for independently owned, EMV-noncompliant ATM locations, the $64,000 chargeback question is ... "What are you going to do?"

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ATM transaction processing is a core function of the ATM business equation. This Topic Center focuses on ATM transaction processing and the companies who provide processing services.

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