News

NCR unleashes remote check deposit via mobile phone

April 29, 2009

SAN DIEGO, Calif. — NCR Corp. is allowing consumers to deposit checks safely from wherever they can get reception on their data-enabled mobile phones, such as an iPhone or Blackberry.

The company today announced an agreement with Mitek Systems Inc., an innovator of image analytics and mobile imaging software, to integrate Mitek's ImageNet Mobile Deposit software into NCR's APTRA Passport family of remote deposit capture solutions.

For businesses, this software will allow direct deposit of checks by using a mobile phone's camera as a scanner, capturing an image of both sides of the check and transmitting those images to the financial institution for deposit. The software is ideal for small-services-based businesses, such as insurance agencies or home repair, that need to process low-volumes of checks from remote locations.

The new NCR APTRA Mobile Passport solution complements the APTRA Commercial Passport remote deposit capture software that allows deposits using check scanners to be sent directly to the FI or via the online banking Web site.

The combined solution gives FIs the ability to provide accountholders with quicker availability to funds and an extra level of convenience, while automatically migrating all images and data into NCR ImageMark Transaction Manager's single processing platform to provide data validation, balancing and exceptions processing, NCR's Software-as-a-Service Passport validation or other backend validation systems.