Article
'Talking' ATM turns 10
Commentary: Lainey Feingold, an attorney who for the last decade has carried the torch for ATM accessibility, looks forward to the 10-year anniversary of the first so-called ‘talking' ATM.
September 9, 2009 by Lainey Feingold — lawyer, Law Office of Lainey Feingold
Oct.1, 2009, marks the 10th anniversary of the first talking ATM installed in the United States. From that first accessible ATM's release in 1999, there are now tens of thousands of talking ATMs around the world.
Here I highlight the advocacy efforts, technology developments and corporate commitments that have contributed to the proliferation of talking ATMs in the United States and around the world over the past 10 years. Please check my Web siteover the next two months for more updates.
Blind community advocates laid the groundwork for talking ATMs in the 1980s and early 1990s, with important policy work on federal legislation and regulations. These advocates made strides with the banking industry, as well as by serving on standard-setting committees. Banks were first contacted using structured negotiations in the mid-1990s; by 1999, all of these efforts resulted in the first installed talking ATMs in the United States.
CCB advocacy leads to Wells Fargo's 1999 state-wide commitment
Three months before the first talking ATM was installed in the United States, Wells Fargo and the California Council of the Blind announced a historic plan to install talking ATMs throughout the state.
When the first 20 talking ATMs were installed at Wells in April 2000, Wells became the U.S. bank with the most talking ATMs in the country.
In 2002, Wells Fargo announced state-wide plans for Talking ATMs in Iowa. In 2003, the bank announced that its talking ATMs also would provide spoken instruction in Spanish. By 2009, all of Wells' more than 7,000 ATMs are talking ATMs.
1999: First U.S. talking ATM installed in San Francisco City Hall
The first talking ATM in the United States was built by Canadian accessibility company T-Base Communications Inc. for the San Francisco Federal Credit Union. The San Francisco Chronicle reportedthe ATM's installation at San Francisco City Hall, part of San Francisco's plan to make City Hall fully accessible.
Len Fowler, then a T-Base employee, flew to San Francisco with the parts and assembled the audio aspects of the Diebold Inc. machine on-site.
T-Base got the bid, because the only 12 talking ATMs in the world at that time were owned by the Royal Bank of Canada.
California Council of the Blind's 1999 Citibank announcement
One month after San Francisco's talking ATM was up and running, the California Council of the Blind on Nov. 9, 1999, announced that Citibank had installed five talking ATMs in California.The announcement was the result of an agreement that CCB and individual CCB members had reached with the bank. Eighteen months later, Citibank announced that it had installed the first talking ATMs in New York. The early Citibank talking ATMs were touchscreen-only, with unique tactile input devices along the bottom of the screen. That input method, while innovative and effective at the time, proved cumbersome, and today all talking ATMs, including Citibank ATMs, have tactile keypads.
Bank of America's 2000 multistate talking ATM commitment
Bank of America was the first bank in the country to agree to install talking ATMs in more than one state. In March 2000, B of A announceda deal with CCB to develop a plan to install talking ATMs in California and Florida and said it would work out a plan for the rest of the country the following year.
B of A, the California Council of the Blind and several blind individuals eventually signed three different settlement agreements, ultimately calling for the installation of talking ATMs at every U.S. B of A location. The bank is now very close to meeting that goal, with more than 12,000 talking ATMs installed across the country.
Lainey Feingold is managing partner with the Law Office of Lainey Feingold. To submit a comment about this article, pleaseemail the editor, Tracy Kitten.
Regulation / LegislationComponentsNorth AmericaATM HistoryTrends / StatisticsBank / Credit UnionSoftware
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