Study: The divergent paths of digital currency regulation

October 21, 2014

Authorities globally have taken a wide variety of positions on the regulation of digital currency, making it hard for payment industry players to provide…

Apple Pay: A short-term plan for 500 banks?

Costs associated with the Apple partnership might accelerate financial institutions' plans to release their own mobile wallets — perhaps even with some help…

NCR preps investors for disappointing Q3 results, lowers full-year 2014 guidance

October 21, 2014

Financial services remain a bright spot, but worsening market conditions in retail have prompted the company to dial back its earnings forecast.

Study: In Europe, low-value cash payments migrating to cards

October 21, 2014

From 2010 to 2012, the number of card payments in western Europe grew by 15 percent, while in central and eastern Europe, they increased by 82 percent.

Half of US POS terminals will be chip-enabled by end of 2015

October 21, 2014

Massive data breaches in the past year seem to have prodded retailers to take action to curb their potential exposure to losses from fraud.

Nearly 40 percent of US mobile banking users worry about identity theft

October 20, 2014

Not surprisingly, older users of mobile banking apps are more fearful than younger users about having their mobile banking data hacked.

For Europe's ATM deployers, innovation trumps expansion

October 17, 2014

The European installed ATM base shrank considerably in 2013, but saw a significant rise in the number of units boasting cash-recycling functionality.

Will EMV lead to more contactless ATMs?

by Terry Dooley — SVP & CIO, ITS, Inc

Some forward-looking independent ATM deployers have begun to develop strategies for implementing contactless ATM transactions.

Not bound by tradition, Generations Bank embraces branch transformation

October 14, 2014

The 144-year-old bank has opened its first 'tellerless' branch featuring full-service virtual banking and on-site specialists who help customers with more…

Prepaid cards rule in September spending; checks see rare increase

October 14, 2014

Total dollar volume was up year-over-year, but month-to-month growth slowed slightly as consumers took a breather between back-to-school and Halloween spending.

Global card payment volume tops 200B in 2013

October 13, 2014

A new study by RBR has found that the number of payments made by card worldwide grew 13 percent between 2012 and 2013.

Study: Prepaid travel card outlook and opportunities

October 9, 2014

A new report examines the methods and distribution channels used by issuers to get their products into the hands of consumers in this growing market.

New industry report examines consumer habits, preferences in mobile banking, payments

October 9, 2014

The survey-based report documents ways in which mobile users in the US, UK, India and Brazil are incorporating mobile banking and payments into day-to-day life.

Study reveals FIs' top priorities for the ATM channel

October 7, 2014

A new study by Cummins Allison finds that 58 percent of financial institutions are approaching expansion or replacement of their ATM fleet with two goals…

The long and 'cash-is-required' road …

by Richard Buckle — Founder and CEO, Pyalla Technologies, LLC

The question remains, with Apple Pay fully implemented and consumers and merchants all engaged, will our need for cash be affected?

Payments report predicts continued rise of noncash transactions

October 3, 2014

The rapid pace of growth and increasing regulatory pressure are key drivers in the transformation of payments processing, an RBS-Capgemini study concludes.

New info emerges in JPMorgan Chase data breach

October 3, 2014

To crack the accountholder database, hackers cross-referenced a list of programs running on the FI's computers with a record of their known vulnerabilities.

New manual presents international best practices for ATM cash replenishment

October 2, 2014

The manual, produced by ATMIA in association with the European Payments Council, offers a comprehensive overview of the ATM cash replenishment process.

GRG Global Customer Exchange examines the future of banking

October 1, 2014

The annual event offered a platform for the discussion of the issues, trends and technologies now influencing the provision of financial services.

'Until death do us part'? Possibly, where PINs are concerned

October 1, 2014

A new study has found that a British couple's four-digit ATM codes could be more durable than their wedding vows.