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Old skimming techniques becoming more prevalent

July 18, 2010

The European ATM Security Team (EAST) today reported growing prevalence of ATM skimming techniques that have been around for a while. 
Thieves are using with increased frequency an all-in-one skimming device, which is placed over the ATM card-entry slot, Lachlan Gunn, EAST's coordinator, tells ATMmarketplace.com. The equipment includes a micro camera for PIN capture and a skimming device that records card data, Gunn said.
Another growing trend some EAST members have noticed is that a majority of skimming losses are occurring outside Europay MasterCard Visa (EMV) countries or in locations where the ATM EMV rollout has not been completed.
European banks issue EMV cards with a chip and a magnetic stripe. Thieves can steal data off the magnetic stripe, then clone a card to withdraw funds from non-EMV compliant ATMs. Thieves also use the cards for card-not-present transactions and at point-of-sale terminals that are not EMV capable, Gunn said.
The European ATM Security Team, which is based in Edinburgh, Scotland, published the information in its "European Fraud Update 2010." Seventeen countries, including the United Kingdom, France, Germany, Ireland, Spain and Poland supplied information for the report.

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