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Fiserv expands chip card-making capabilities to support EMV

The company says that the addition of card-milling and chip-embedding capabilities allows it to complete the entire EMV chip card production process in house.

June 19, 2015

Fiserv Inc. has expanded its card production capabilities to include milling and embedding, which allows the company to complete the entire EMV chip card production process in house, a company press release said.

The company said it already provides card personalization, transaction processing, real-time payments and funds access, risk management, staff and consumer education support, and strategic guidance.

In order to embed an EMV chip into a plastic card, the card must first have a cavity milled into its body to house the chip. This process involves several steps including plastic manufacturing, embedding, testing and initialization.

"Adding milling and embedding capabilities to our already sophisticated facilities is a strategic move that enables Fiserv to deliver a one-stop-shop EMV solution," said Jorge Diaz, president of output solutions at Fiserv. "This is an important consideration for our clients as they prepare for the October 2015 liability shift deadline."

Bringing the milling and embedding process in house allows Fiserv to offer its clients a faster and more responsive solution for procuring fully certified chip cards for all the major card networks, the release said.