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ACI to power ATM network, payments for Poland's largest bank

One key element is the bank's migration to ACI's next-generation payments platform, which will support the bank's extensive network of more than 3,000 ATMs.

February 13, 2015

ACI Worldwide, a provider of electronic payment and banking solutions, is expanding its relationship with PKO BP, the largest bank in Poland, a press release said.

The new agreement will see PKO utilize ACI's UP Consumer Payments offerings over the next seven years. One key element is the bank's migration from its current BASE24 system to ACI's next-generation UP BASE24-eps payments platform, which will support the bank's extensive network of more than 3,000 ATMs.

UP BASE24-eps supports the acquiring, authorizing, routing and switching of consumer transactions, including card and noncard payment types such as mobile and email addresses. UP BASE24-eps leverages ACI's Universal Payments framework, a set of technologies that orchestrates all aspects of payment processing for any payment type, channel, currency and network. 

ACI UP solutions were also behind the rollout of a payments initiative for the PKO mobile app, IKO. The app allows PKO and Inteligo (its Internet brand) customers and noncustomers to make mobile payments across a wide network of stores — both traditional and internet-based — and transfer funds to beneficiaries identified by their telephone numbers. Additionally, it allows users to withdraw money from ATMs via their mobile phones. Thousands of retailers and restaurants across Poland have already joined the scheme, the release said.

The agreement between ACI and PKO BP also includes an upgrade to ACI Issuer to support the bank's card issuing business, a new license for the ACI Payment Testing tool, and a Premium Customer Support arrangement.

"This is an exciting time for the payments industry in Poland, which is quickly emerging as one of the largest, fastest-growing and most innovative markets in Europe," said Sylvie Boucheron-Saunier, ACI Vice President and General Manager for Continental Europe. "As with many well established banks, the challenge for Bank PKO BP is to grow while also maintaining a reputation for reliability. We are delighted that Bank PKO BP has strengthened its longstanding partnership with ACI, bringing the best payments capabilities to its customers."