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News & Media From Will Hernandez

Weighing the pros and cons of bank app-based mobile payments

by Will Hernandez — Editor, NetWorld Media Group

There are plenty of upsides and downsides facing a financial institution with plans to forge its own way in mobile payments. Industry executives at last…

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Why fintechs outperform FIs in offering a meaningful mobile experience

by Will Hernandez — Editor, NetWorld Media Group

FIs need to find a way to create and maintain meaningful relationships with customers. While that might sound like something out of the cliché handbook, it's a…

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How elotes and tamales keep a cashless society at bay

by Will Hernandez — Editor, NetWorld Media Group

A Chicago neighborhood is one example of the many anomalies when it comes to the digital discussion and pushing mobile payments forward.

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For mobile payments adoption, it's the same old story

by Will Hernandez — Editor, NetWorld Media Group

Mobile transactions have a long way to go before they overtake cash use in the US. A recent field test by the payments strategies group of the Boston Fed…

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Can rewards programs push mobile payments past the tipping point?

by Will Hernandez — Editor, NetWorld Media Group

Mobile payments have caught fire in Europe, where the technology is making inroads on cash. But they haven't made a dent in the US — yet. Does the m-payment…

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Citi joins the Pays

by Will Hernandez — Editor, NetWorld Media Group

The banking giant joins Apple Pay, Google Pay, Samsung Pay, Chase Pay and other 'pays' on the lengthening roster of digital wallets.

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'An enormous moment in time': The financial services sector awaits US election results

by Will Hernandez — Editor, NetWorld Media Group

As the strangest-ever US election cycle finally comes to a close, the financial services sector searches for clues about the regulatory leanings of the major…

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Bankers get straight talk — and surprising insights — from millennials

by Will Hernandez — Editor, NetWorld Media Group

A panel at the Bank Customer Experience Summit brought together college students from the University of Chicago to share their opinions on banks, payments and…

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Banks gain an ally in mobile payments

by Will Hernandez — Editor, NetWorld Media Group

MasterCard has added new features to its digital wallet service, including the ability for banks to add contactless payments to their Android mobile banking…

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Walmart Pay completes nationwide rollout as impressive returns roll in

by Will Hernandez — Editor, NetWorld Media Group

After months of staggered rollouts, the retailer's mobile wallet is now online at all of its 4,600-plus locations across the country — and boasting a repeat…

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From game-changer to game over: CurrentC leaves the field

by Will Hernandez — Editor, NetWorld Media Group

After four years, millions of dollars invested and one limited pilot test, the mega-retailers behind the much-touted, oft-delayed mobile wallet have more or…

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Payments go 'Hands Free' with Google app

by Will Hernandez — Editor, NetWorld Media Group

The company is testing a cash-free payment method that lets users make and confirm purchases without reaching for a payment card — or even a smartphone.

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The problem with PayPal, 'old money' and digital payments

by Will Hernandez — Editor, NetWorld Media Group

Will Hernandez, editor of Mobile Payments Today, had one thing on his mind after he watched PayPal's Super Bowl 50 commercial: hipsters.

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FIs apply new ideas to take the 'me too' out of mobile apps

by Will Hernandez — Editor, NetWorld Media Group

As connected consumers seek a differentiated mobile banking experience, FIs are responding with feature-rich apps that do everything from accessing ATMs to…

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Walmart Pay ready for a close-up

by Will Hernandez — Editor, NetWorld Media Group

Consumers can access the new system through the retailer's existing mobile app; the system relies on QR code technology to complete a purchase at the physical…

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Fintech walks the fine line between innovation, regulation

by Will Hernandez — Editor, NetWorld Media Group

A panel of government and private sector experts at Money 20/20 examined the ongoing issues between regulators and fintech companies.

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MasterCard to drive payments for the Internet of Things

by Will Hernandez — Editor, NetWorld Media Group

At Money 20/20, the card network announced a new program that will enable companies to add card credentials to devices such as automobile key fobs, smart rings…

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Mobile payments set to dominate discussions at Money 20/20

by Will Hernandez — Editor, NetWorld Media Group

EMV and bank innovation also should be hot topics next week in Las Vegas, writes Mobile Payments Today Editor Will Hernandez.

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Ashley Madison: The new face of data breaches

by Will Hernandez — Editor, NetWorld Media Group

At the recent ATM & Mobile Innovation Summit in Washington, DC, a pair of security experts discussed the implications of the Ashley Madison data breach, as…

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Bitcoin brings the blockchain, and regulation, to the forefront

by Will Hernandez — Editor, NetWorld Media Group

The annual ATM & Mobile Innovation Summit in Washington, D.C., included discussions about virtual currency and the role it might play in financial services.

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