Press Release

Paragon Application Systems at the ATMIA US Conference

February 19, 2013

EMV is the Best Defense Against Counterfeit Fraud Presentation by Paragon Application Systems at the ATMIA US Conference

Learn how EMV reduces counterfeit fraud resulting from skimming in the ATMIA presentation by Deborah Spidle, Director of EMV Solutions for Paragon Application Systems

(Holly Springs, NC—February 19, 2013) Fraud reduction is one of the most important factors driving the US migration to EMV. Recent reports indicate that fraudsters are targeting the US as it is easier to commit fraud with magnetic stripe cards than with EMV chip cards.

Deborah Spidle, Director of EMV Solutions from Paragon Application Systems will deliver a presentation on how EMV is the Best Defense Against Counterfeit Fraud at the ATMIA US Conference, February 19-21st in Scottsdale, Arizona.Topics to be covered in the presentation include:

• A brief overview of skimming: what is it, how is it perpetrated, how methods to perpetrate it have changed over the years
• Current methods for preventing and detecting skimming
• How EMV helps prevent counterfeit fraud
• How to detect counterfeit fraud in an EMV world

"As the US begins its migration to EMV, this is certainly a timely topic. It's important for acquirers and issuers to understand why EMV is so effective at reducing counterfeit fraud," says Deborah Spidle, Director of EMV Solutions for Paragon Application Systems. "By recognizing specific data patterns in online EMV transactions, acquirers and issuers can detect common skimming scenarios, and take steps to stop counterfeit fraud more quickly than with magnetic stripe transactions."

For more information or to register for the ATMIA US Conference, go to www.atmia.com.

About the ATMIA
The ATM Industry Association (ATMIA), founded in 1997, is a global non-profit trade association with over 3,400 members in 60 countries. The membership base covers the full range of this worldwide industry comprising over 2 million installed ATMs. Their mission is to promote ATM convenience, growth and usage worldwide, to protect the ATM industry's assets, interests, good name and public trust; and to provide education, best practices, political voice and networking opportunities for member organizations. ATMIA has chapters around the world in the United States, Canada, Europe, Latin America, Asia-Pacific, Asia, Africa and the Middle East. Visit the ATMIA at www.atmia.com.

About Paragon Application Systems
Paragon Application Systems is a leading global provider of automated ePayment testing solutions. In business since 1994, more than 590 customers in 85 countries are benefiting from Paragon's end-to-end ePayment testing solutions. Paragon has helped customers around the globe with their EMV implementations. We start with training to help customers understand what EMV is and all of the acronyms associated with it (ARQC, ARPC, CDOL, IAD and more). Then we work to develop the right plan for EMV implementation including providing the right set of test tools to validate EMV migration. Visit Paragon Application Systems at www.paragonedge.com or email info@paragonedge.com.