News

New Ensenta patent addresses RDC 'problem images'

Check Edit Express enables efficient and early editing of problem images submitted via ATM, mobile phone, kiosk or desktop scanner.

November 10, 2014

Ensenta Corp., a developer of financial services software, has received its fourth patent in two years from the U.S. Patent and Trademark Office. Patent No. 8,824,772, "System and Method for Improved Remote Deposit Image Handling," addresses challenges in processing deposits captured remotely via mobile phones, ATMs, kiosks or desktop scanners.

Ensenta's patented Check Edit Express enables efficient and early editing of problem images, according to a news release from the company. The solution uses color, grey scale and bitonal images to optimize usability. Intuitive tools, user interfaces and advanced algorithms enable correction of skew, cropping, focus, contrast and other issues.

Financial institutions save cost by not having to process a deposit multiple times, while customers avoid the frustration of having to repeat remote deposit processes, the company said.

"With Check Edit Express, we are able to completely eliminate the need for depositors to crop images," said Richard Klein, chief technology officer at Ensenta. "In the occasional case where the automatic results are not satisfactory, the bank or credit union can correct the cropping without asking the depositor to resubmit. The reviewer can also take a peek at the original full-color images to help detect or rule out fraud."