News

Capital Prepaid Visa card adds mobile RDC

Using a smartphone, cardholders can take a picture of a check and, if it's approved, load the funds to their card within minutes.

August 19, 2015

Capital Prepaid Services has introduced mobile remote deposit capture for its BlazePays Visa prepaid card. The new feature is available to users of Android and iOS devices, a press release said. The BlazePays mobile check cashing feature is provided through the Ingo Money mobile app.

To use the service, BlazePays cardholders simply snap a photo of their check and, if the item is approved, load the funds to their card within minutes for a fee of 1 percent or 4 percent of the check value, with a minimum of $5. The service is fee-free for cardholders who opt to wait 10 days until the check has cleared, the release said.

Cardholders can use the  app to load checks of $5 to $2,500 onto their BlazePays Card, according to the announcement. Most check types are supported, including payroll and government checks, two-party personal checks, cashier’s checks, insurance checks, and money orders. Once funds are loaded to the card, the money is guaranteed to the card issuer and safe to spend by the cardholder.

"Our goal is to make the BlazePays Card the most convenient and economical payment tool for consumers," said Jay Kurian, president of Capital Prepaid. "With mobile check cashing, consumers can now load funds to a BlazePays Card regardless of where they reside in the U.S."