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ACI launches Java-based platform for retailers

January 16, 2006

OMAHA, Neb. - ACI Worldwide, a provider of enterprise payment solutions, has released its Retail Commerce Server, an enterprise payment solution that allows merchant retailers to tailor their payment acceptance strategy to maximize profits, manage transaction fees and optimize the customer-purchase experience.

According to a news release, the introduction of the Java-based platform is providing relief to common application and hardware compatibility issues. The Retail Commerce Server also protects customer-sensitive transaction data and positions retailers to obtain Payment Card Industry compliance, which specifies a single approach for protecting and securing customer and other sensitive data.

"We built the Retail Commerce Server to allow retailers to tailor a system to their needs and efficiently execute their payments strategy - be it to accurately switch transactions, drive payment preferences through a comprehensive gift card management solution, or reduce losses due to check fraud," said Mark Vipond, president of the product division at ACI. "Customers can now quickly integrate the solution into their existing payments architecture. As technical and market conditions change, the software allows customers to adapt and customize their payments strategy in the most timely and cost-effective manner possible."

The solution offers a full transaction application suite for credit, debit, EBT, phone and loyalty card transactions, as well as life-cycle management for refunds, checks and gift cards. Notable enhancements include cardholder data encryption, loss-prevention measures with enhanced check authorization and payroll validation, and strengthened management tools through an improved reporting engine.

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