Videos
How banks responded to the Durbin Amendment
Casey Merolla, senior manager of First Annapolis Consulting, analyzes the responses of various financial institutions to Durbin. (From the ATM & Mobile…
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Judge Leon's Durbin ruling mistakes
Casey Merolla of First Annapolis Consulting explains how the judge's ruling is in conflict with many network agreements signed as a result of Durbin. Leon also…
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Likely outcomes of Judge Leon's ruling
The possibilities span the spectrum of destructive impact on financial institutions. In describing the potential outcomes, Casey Merolla of First Annapolis…
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Strategic options for issuers in a Durbin world
Issuing banks have several strategies for mitigating the Durbin rules, including product innovation, re-pricing and cost reduction. (From the ATM & Mobile…
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My 3-month experiment paying for everything by phone
George Wallner says people were wowed when he whipped out his phone instead of a card, but are "cool" and "convenient" enough to establish a new mode of…
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PIN debit already developed for mobile
George Wallner describes the simple one-step PIN solution already developed by the mobile industry. (From the ATM & Mobile Executive Summit.)
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Will MCX eclipse branded payment networks?
A major issue clogging the road of payment evolution toward MCX is where account holders' value is stored. Another issue is the MasterCard/Visa duopoly that…
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The threats Walmart sees in MCX
Reed Luhtanen, director of payments policy for Walmart, describes the pitfalls facing adoption of the new MCX standards. (From a panel at the ATM & Mobile…
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Will MCX benefit small merchants?
A question is asked about whether the closed nature of MCX runs contrary to the National Restaurant Association's open philosophy. "A lot of the principles…
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The main reason NFC hasn't caught on
Too many technologies (including NFC) ignore a necessary step toward merchant acceptance. "Users of NFC will be disappointed for many years to come," says…
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A bigger issue than payment security
"It's not true that security is paramount," says George Wallner, CTO of Loop. (From the ATM & Mobile Executive Summit.)
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The unavoidable problem for mobile payments at retail
This one issue causes enough retailer resistance to potentially keep mobile from gaining wide acceptance at the point of sale. (From George Wallner's keynote…
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How mobile payments will evolve
George Wallner says, "There's not anything wrong with [today's] technology, it's just not supported." (From the ATM & Mobile Executive Summit.)
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How secure are cards on mobile phones?
"Attacking a phone — especially if it has a piece of hardware to securely store the card data — is not a very rewarding process for a hacker." (George Wallner…
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U.S. Treasury Dept. concerned about mobile payments in Kenya
Kenya is a terrible example of regulation supervision, says Emery Kobor, Deputy Director of Strategic Planning for the U.S. Treasury's Office of Terrorist…
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The challenge of Android mobile security
"Literally as soon as handset manufacturers sell a phone, they no longer care about that phone because they're already moving on to the next version," says…
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How a mobile OS was exploited
CrowdStrike's CTO tells how his team exploited a phone using tools and techniques currently available "in the wild." The phone's owner felt personally…
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An overview of the strengths of today's mobile security systems
Dmitri Alperovitch, Co-founder and CTO of CrowdStrike, gives the "good news" in the fight for mobile security. He explains the systems and processes in place…
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A summary of Judge Leon's Durbin ruling
An attorney describes Judge Richard Leon's emotionally-charged actions in his ruling on the Durbin Amendment. (Attorney Crystal Kaldjob at the ATM & Mobile…
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Did Judge Leon just wake up in a bad mood?
Kurt Helwig of EFTA asks an expert panel about the "inspiration" behind Judge Leon's emotional reaction to the Fed's Durbin rules. (From the ATM & Mobile…
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