August 11, 2009
From its inception, the ATM was designed as a device to efficiently and securely dispense cash. Over the years this has been extended to provide basic enquiry and additional transaction services such as Bill Payment and Mobile Top-Up.
The original design of ATM networks was ground breaking. But legacy hardware, protocols (NDC and 912) and switch standards (ISO8583) were designed to primarily address simple card-based transactions, not modern dynamic-session-based interactions.
Modern XP-based ATMs are capable of delivering these services, but the legacy software that runs on those ATMs is not. The opportunity presented by an XPbased ATM is that the ATM can now be treated as an intelligent channel, seamlessly integrated with other channels: Internet, kiosk, SMS, call center and branch.
Downlaod now to learn even more advantages of having a modern XP-based ATM...