White Paper

Contactless Transactions at the ATM What You Need to Know

May 2, 2016

Contactless transactions seem to be growing in popularity in the United States and abroad. As trends continue to point toward a contactless future, it is prudent for ATM deployers to begin thinking ahead – especially as they work to implement other technologies, such as EMV, at their ATMs.

QR, or Quick Response, codes are machinereadable optical labels similar to bar codes. QR codes use four standard encoding modes – numeric, alphanumeric, binary and kanji) – to store data. Once created, the image can be read by a barcode reader or software application to complete the transaction.