Bank / Credit Union
UMB completes Heartland Financial USA merger
October 20, 2025
UMB Financial Corp. completed its merger of Heartland Financial USA Inc. into its system. With this acquisition, UMB now has a presence in 13 states, according to a press release.
"Our combined company is performing extremely well as evidenced by our second quarter earnings results," Mariner Kemper, chairman and CEO of UMB Financial, said in the release. "We've gained great talent and are already seeing business wins and strong camaraderie among the teams. I am extremely proud of all the associates who worked so tirelessly to deliver a seamless transition to our customers."
All Heartland banks are now operating on UMB's systems, and its customers can access 192 branches and 347 ATMs. They can access their accounts on UMB's online platforms.
"With our model, we offer the products and services of a national bank, paired with the outstanding and personalized service of a community bank," Kemper said. "Our goal is to take local national, and we're doing that the same way we always have—with local decision-making, community involvement and the best people in the industry."
