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Bank / Credit Union

UK Federal Credit Union merges with Cove Federal Credit Union

Photo: Adobe Stock

April 13, 2026

UK Federal Credit Union has announced it has successfully merged with Cove Federal Credit Union. Members of Cove will begin migrating to UK Credit Union platforms over the next 60 days, according to a press release.

With this merger, members will have access to eight branches and more than 90,000 surcharge-free ATMs. The combined credit union will serve more than 118,000 members in Kentucky.

"We have seen the value and support UK Credit Union can provide to the families within our communities, and we're excited to extend that same support to new areas of the Bluegrass State," Ryan Ross, president and CEO, UK FCU, said in the release. "Additionally, we're pleased to welcome the existing Cove FCU staff into our workplace culture that has been recognized as a consistent 'Best Places to Work' award winner."

The credit union aims to supply all of its members with enhanced security tools, automation, and processes for a better member experience.





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