Digital Banking

Texas Bay Credit Union selects Scienaptic AI for credit decisioning

February 1, 2022

Texas Bay Credit Union recently partnered with Scienaptic AI to deploy its credit decisioning platform. With this platform, the credit union will be able to automate its loan decisioning process and deliver a better member experience, according to a press release.

"For 86 years, through the good and the bad, we have always been there for our members, with the traditional technology-related resources at hand," Syed Dinar, EVP and CFO, Texas Bay Credit Union, said in the release. "But Scienaptic AI's credit decisioning platform will enhance our loan decisioning and offer predictive intelligence that is beyond traditional scorecards. The platform will empower us to reduce lending risks and increase our approval rate. It aligns with our philosophy of never saying 'I can't.'"