Payments

SoFi Technologies intros Smart Card

Photo: SoFi Technologies

December 15, 2025

SoFi Technologies Inc. introduced its Smart Card, an all-in-one account. With this card, customers can gain spending insights, earn awards, build credit history and more, according to a press release.

This card aims to provide the benefits of credit cards in a debit card including:

• 5% cash back at grocery stores.
• Up to 4.30% APY on savings balances.
• Dynamic credit limit based on balances.
• Fraud protections.
• Access to Allpoint ATMs.

"Smart Card is the best all-in-one account, hands down," Anthony Noto, CEO of SoFi, said in the release. "Members get the best of debit and credit card benefits, all in one account. It's our latest innovation to help people get their money right by staying in control of their finances, earning rewards on essential purchases to incentivize smart spending, improving their credit and protecting their accounts."