News

Polish bank uses ACI software for mobile top-ups, remote key distribution

May 5, 2004

WATFORD, United Kingdom - PKO Bank Polski (PKO BP), Poland's largest bank, will use software provided by ACI Worldwide (Nasdaq:TSAI) to support the addition of mobile top-up functionality to its ATM network.

PKO BP already uses ACI's BASE24-atm software to authorize, route and switch transactions across its network of nearly 1,800 ATMs. Using extensions to its existing BASE24 software, PKO BP will deliver real-time, online authorization of ATM payments for pre-pay mobile top-up transactions.

ACI will team with sister company Insession Technologies to deliver the solution, as BASE24 will communicate with mobile phone operators via Insession's WebGate software. WebGate provides the interface between both parties using HTTP and XML to facilitate requests and transfer information.

PKO BP also will deploy ACI's Transaction Security Services (TSS) module to help prepare its ATM network for Triple DES compliance. TSS is powered by an enhanced services architecture, designed to manage all cryptographic functions such as PIN verification and chip authentication.

PKO BP also plans to automate and centralize the distribution of ATM cryptography keys using ACI's Automated Key Distribution System (AKDS), which is also based on the enhanced services technology.

BASE24, the enhanced services modules and WebGate will operate on an HP NonStop platform.