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Concord EFS Licenses Paragon Suite

April 30, 2003

Nov. 28, 2002 -- Concord EFS, a leading electronic payments company, has recently licensed Paragon Application Systems' package of software applications called the WorkSmart ATM Suite™.

Paragon's WorkSmart ATM Suite™ is a package of PC-based solutions designed to create, test and maintain Automated Teller Machine (ATM) interfaces. ConfigBuilder™ is a tool for designing and verifying the screens and states that control the action of an ATM. ATMulator™ provides a complete simulation of ATM models from Diebold and NCR, allowing the user to test transactions, view receipts and journal data, and test device faults and command rejects, directly from a PC. FASTest™ offers a fast, easy way to test ATM and EFT transactions in concert with terminal-driving applications.

Concord is a vertically-integrated electronic transaction processor. Its primary activities include Payment Services, providing credit, debit, check authorization, and EBT processing services to supermarkets, gas stations, and other selected retail segments; and Network Services, providing gateway processing, ATM driving, debit card processing, and coast-to-coast STAR network access to the financial services industry.

"Concord is dedicated to providing the best ATM and point of sale service to all our customers, from large national financial institutions to community banks," said Jennifer Mariner, Vice President, Systems Quality Management for Concord. "Paragon's WorkSmart ATM Suite helps us simplify the process of creating, testing, and maintaining our ATM-based services."

"Since Concord drives well over 40,000 ATMs, we are confident that the WorkSmart ATM Suite will be a tremendous asset to them," said Gary Kirk, President of Paragon.

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Diebold Nixdorf

As a global technology leader and innovative services provider, Diebold Nixdorf delivers the solutions that enable financial institutions to improve efficiencies, protect assets and better serve consumers.

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