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News & Media From Terry Dooley

Power couple: ATM and mobile

by Terry Dooley — SVP & CIO, ITS, Inc

Mobile devices are becoming ATM-access tools, able to offer many of the display and keyboard functions currently available on the self-service device.

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Consumers looking to be their own fraud protection advocates

by Terry Dooley — SVP & CIO, ITS, Inc

Nearly two-thirds of American consumers say they would use a service that sends them an email or text when suspicious activity occurs on their payment card.

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Is tokenization really the best solution to fraud?

by Terry Dooley — SVP & CIO, ITS, Inc

Apple has made over one of the oldest payment security methods into one of the newest. But is it the best?

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EMV at the ATM: The devil is in the details

by Terry Dooley — SVP & CIO, ITS, Inc

For ATM operators, nailing down the details of EMV implementation starts with asking vendors several important questions.

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Will EMV lead to more contactless ATMs?

by Terry Dooley — SVP & CIO, ITS, Inc

Some forward-looking independent ATM deployers have begun to develop strategies for implementing contactless ATM transactions.

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ATMs can be a drawing card for millennials

by Terry Dooley — SVP & CIO, ITS, Inc

Now is the time to use the digital capabilities and accessibility of the ATM to win over millennials disenchanted with the branch experience.

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PIN transactions — they're simply safer

by Terry Dooley — SVP & CIO, ITS, Inc

The National Retail Federation recently told the Senate Commerce Committee that it’s past time to revamp the fraud-prone payment card system through the use of…

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Will consumers change behavior because of data breaches?

by Terry Dooley — SVP & CIO, ITS, Inc

New research indicates many consumers have altered their shopping behavior as a result of recent far-reaching retail data breaches.

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Dynamic Currency Conversion delivers benefits all around

by Terry Dooley — SVP & CIO, ITS, Inc

With global tourism on the rise and the payments industry working to generate additional revenue (as well as added customer value at ATMs and the point of…

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Self-service grows as consumers look to bank when and where it’s convenient

by Terry Dooley — SVP & CIO, ITS, Inc

Consumer use of alternative, convenient, self-service and ATM channels is on the rise.

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FIs reconsider account offerings, branch networks

by Terry Dooley — SVP & CIO, ITS, Inc

Financial institutions across the U.S. still face increased operating costs and decreased revenue. With the goal to at least maintain — if not increase …

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FIs get creative with ATM advertising

by Terry Dooley — SVP & CIO, ITS, Inc

Today, ATMs are so much more than cash withdrawal machines. The most sophisticated units are now full-service banking channels, offering significant potential…

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FI execs afraid of being first - and last

by Terry Dooley — SVP & CIO, ITS, Inc

Researchers recently interviewed merchant and financial institution executives to uncover their concerns regarding the ever-evolving payments arena.

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Senators propose hearings on Target data breach

by Terry Dooley — SVP & CIO, ITS, Inc

Following the recent Target data breach, three U.S. Senators are pushing lawmakers to assemble to discuss the future of cyber security standards for businesses…

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Consumers lost billions as a result of Durbin regulation

by Terry Dooley — SVP & CIO, ITS, Inc

Economic consulting firm, Global Economics Group, recently released the results of a study exploring the impact of the Durbin Amendment on consumers…

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Consumers want real-time payments - from their primary FI

by Terry Dooley — SVP & CIO, ITS, Inc

A recent FIS study reiterates three key points regarding consumers and real-time payments. 

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Could changes in the credit card world increase debit use?

by Terry Dooley — SVP & CIO, ITS, Inc

Shifts in both consumer and lender behavior have set off several trends in the credit card marketplace. American consumers are paying down credit card debt…

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Spending cash turns out to be expensive

by Terry Dooley — SVP & CIO, ITS, Inc

Using cash is costing Americans $200 billion per year. This amounts to an average of $1,739 per household, according to a new study by the Fletcher School at…

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Obstacles still block speed, efficiency of payments

by Terry Dooley — SVP & CIO, ITS, Inc

Federal Reserve Bank of Cleveland President Sandra Pianalto recently said that the central bank, which handles more than $3 trillion daily to pay for goods…

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Obstacles still hinder speed and efficiency of payments system

by Terry Dooley — SVP & CIO, ITS, Inc

Federal Reserve Bank of Cleveland President Sandra Pianalto recently said the central bank, which handles more than "$3 trillion a day to pay for goods…

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