by Richard McMurdo — Principal Consultant, Talaris
I believe that the job of any consultant is to look at things with a fresh pair of eyes and to question the way that things are done today, and to think about…
read nowby Richard McMurdo — Principal Consultant, Talaris
The other day I ran a series of workshops for a major bank regarding a project affecting a number of different customer touch points. Given the wide-reaching…
read nowby Richard McMurdo — Principal Consultant, Talaris
I am in the cash industry, but I am still not blind to the reality that societies, governments, and central banks worldwide are doing their utmost to reduce…
read nowby Richard McMurdo — Principal Consultant, Talaris
On a cold and drizzly evening I found myself at home watching the '70s sci-fi flick "Logan's Run" and it occurred to me that if the main character, Logan 5…
read nowby Richard McMurdo — Principal Consultant, Talaris
In the banking industry and among those who commentate on it, talk of innovation and the "branch of the future" is rife. However, I've come to the conclusion…
read nowby Richard McMurdo — Principal Consultant, Talaris
It always saddens me when coins are taken out of circulation, and I’m very much of the belief that a coinless world wouldn’t necessarily be a better one. As…
read nowby Richard McMurdo — Principal Consultant, Talaris
As we were finishing a lunch meeting the other day, the bank executive I was with laid down a challenge. He said, "Richard, my cab will be here in five…
read nowby Richard McMurdo — Principal Consultant, Talaris
In a recent article about what we can expect from branch banking in 2013, I predicted the rise of the 'light' bank branch. It's something that I thought was…
read nowby Richard McMurdo — Principal Consultant, Talaris
The other day whilst getting around to eventually de-cluttering my loft, I came across a box of my old school exercise books. Flicking through my history book…
read nowby Richard McMurdo — Principal Consultant, Talaris
Bird and animal migration tends to be driven by in-built needs related to food or climate. If only banks found it as easy to migrate customers …
read nowby Richard McMurdo — Principal Consultant, Talaris
Why are banks the first to label themselves as "retail," but the last to behave like a retail store?
read nowby Richard McMurdo — Principal Consultant, Talaris
It's probably fair to say that around 90 percent of customers who go into a retail shop will purchase something, and so are profitable. Unfortunately, the same…
read nowby Richard McMurdo — Principal Consultant, Talaris
It's no surprise that customers still love cash; transactions are fast, convenient, anonymous and almost invariably free.
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