News & Media From Kevin Christensen
Low-income households pump money into retailer wallets
by Kevin Christensen — Vice President, Audit, SHAZAM
A new research paper by three economists predicts that the little guy will shell out more money as FIs seek relief from the revenue-slashing effects of the…
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Card evolution: A bridge between plastic cards and mobile phones
by Kevin Christensen — Vice President, Audit, SHAZAM
Among the hundreds of new payment technologies popping up around the world, one in particular has caught my eye. Called Coin, it's a single plastic card that…
read nowPCI compliance for acquiring financial institutions
by Kevin Christensen — Vice President, Audit, SHAZAM
In my last post, I took a look at the question, "Does our financial institution need to be PCI compliant?" While the short answer is yes, the long answer is…
read nowDoes our FI need to be PCI compliant?
by Kevin Christensen — Vice President, Audit, SHAZAM
PCI compliance continues to be a confusing — and frustrating — topic. However the short answer to the question above is yes.
read nowHow often are data breaches really reported?
by Kevin Christensen — Vice President, Audit, SHAZAM
Many Target customers are upset, and understandably so. In their view, the retailer did not do enough to protect their private information from the crooks.
read nowFor authentication, consumers want simple and secure
by Kevin Christensen — Vice President, Audit, SHAZAM
Our lives are increasingly digital, which makes accessing our personal information and accounts a daily activity. Resultantly, authentication has taken on a…
read nowWhats your FIs fraud prevention philosophy?
by Kevin Christensen — Vice President, Audit, SHAZAM
As with any great debate, you'll find advocates on both sides of the mobile banking fraud question.
read nowMobile wallets address two pain points for ATM operators
by Kevin Christensen — Vice President, Audit, SHAZAM
It's no secret that ATM transactions have been waning for several years. As as result, today's operators are challenged to find more ways to: a) increase the…
read nowDebit card reissuing part I: To reissue or not to reissue?
by Kevin Christensen — Vice President, Audit, SHAZAM
The longer a card is present in the marketplace, the more likely it is to become compromised. Research indicates that the least amount of fraud losses occurs…
read nowDebit card reissuing part II: 4 tips for safe debit card reissue
by Kevin Christensen — Vice President, Audit, SHAZAM
In a previous post, I shared tips for deciding whether to reissue a compromised or stolen debit card. When the decision is to reissue, there are a few things…
read nowMalware a threat for mobile banking customers
by Kevin Christensen — Vice President, Audit, SHAZAM
This post concludes a series on risk assessment for mobile-banking apps.
read nowNon-compliance creates significant risk with mobile banking products
by Kevin Christensen — Vice President, Audit, SHAZAM
This post continues a series on risk assessment for mobile banking apps.
read nowHave you talked to your legislators lately?
by Kevin Christensen — Vice President, Audit, SHAZAM
Just like average Americans, U.S. financial institutions vary in how involved they like to get in the world of law-making. Whereas some take full advantage of…
read nowMore regulation isn't the answer to breach losses
by Kevin Christensen — Vice President, Audit, SHAZAM
Data breaches have become somewhat of a fact of life for those of us in the payments field. For financial institutions, unfortunately, these breaches have also…
read nowWhen a fraudster borrows your customers smartphone
by Kevin Christensen — Vice President, Audit, SHAZAM
This post continues our series on risk assessment for mobile banking apps.
read nowAre logins really necessary?
by Kevin Christensen — Vice President, Audit, SHAZAM
Banking on the assumption that cardholders often value convenience over security, at least one major issuer has stepped out with a mobile app that gives users…
read nowWhy EMV liability shifts shouldn't freak you out
by Kevin Christensen — Vice President, Audit, SHAZAM
It's easy to understand why many community financial institutions are in a panic about the impending inter-regional liability shift for ATM fraud. Introduced…
read nowFDIC warns of entrepreneurial companies in mobile payments
by Kevin Christensen — Vice President, Audit, SHAZAM
In its winter edition of Supervisory Insights, the FDIC examines the evolving mobile landscape, concluding that two industry predictions in particular appear…
read nowWatch those NACHA emails
by Kevin Christensen — Vice President, Audit, SHAZAM
Community banks and credit unions can make a significant dent in fraud losses by giving cardholders a heads-up where fraud is concerned. This is particularly…
read nowOne very easy way to reduce fraud loss
by Kevin Christensen — Vice President, Audit, SHAZAM
Fraud prevention is a complex endeavor. There is a litany of methods a financial institution can implement to lower or even stop debit card fraud. However, for…
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