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News & Media From Dan Kramer

5 steps to ATM smash-and-grab prevention

by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM

Unfortunately, ATM "smash-and-grab" incidents continue to occur all too often. These crimes, which involve damaging or removing an ATM in order to access its…

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Crowdfunding: A must-have for FIs?

by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM

In a recently released report, economists argue that the financial industry is facing a dramatic transformation due to increased online and mobile device…

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Millennials want fewer fees, more flexibility

by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM

Millennials are looking to financial services providers for lower, more transparent fees and convenient access to their money. In order to meet their needs…

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The future of ATMs, mobile, the branch and cash

by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM

Mike Lee, CEO of the ATM Industry Association, recently shared his insights into the future of accessing funds. Lee addressed a number of questions regarding…

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FIs should consider outsourcing payments

by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM

To compete on product innovation and customer service, rather than simply on cost, financial institutions should seriously consider outsourcing their payments…

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3 strategies to help FIs survive in a mobile payments world

by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM

With mobile wallets providing potential opportunities to work just like credit and debit cards, many financial institutions are wondering, "Could we lose a…

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7 ways the ATM industry is working to go green

by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM

The ATM industry is taking steps to reduce its carbon footprint. Below are seven practices ATM developers and operators are incorporating to benefit the…

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FI marketing for the non-marketer

by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM

At community financial institutions — and other companies in the financial services realm — employees are often asked to carry out a number of collateral…

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Fed study points to increase in mobile POS payments

by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM

According to a new survey from the Federal Reserve, using mobile phones to make purchases at the point of sale remains fairly uncommon. Yet, the number of…

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Future of the ATM in an evolving payments environment

by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM

More and more consumers are accessing their financial accounts via mobile devices and the Internet. It's interesting to consider where and how the ATM will…

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Merchants will re-evaluate card acceptance in 2012

by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM

In the very recent past, some merchants have been hesitant to accept debit and credit cards. Particularly for those retailers working with small-ticket items…

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