News & Media From Dan Kramer
Lawmakers take an interest in electronic payments
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
Both branches of Congress have formed bipartisan caucuses focused on payment technologies and data security in the US.
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Future looks 'sunny' for global ATM market
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
China and India will drive growth; in India, expansion will be fueled by solar ATMs that can be used in remote rural locations.
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Hit your 2015 marketing goals
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
Quality, consistent branding, targeted campaigns, and strategies that fit the times are hallmarks of a successful marketing plan.
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New payments players must fight their way through space junk
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
The payments ecosystem is much like space: It's difficult to get to; it's uninhabitable unless you're properly equipped; and it exists in a vacuum.
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Using cash for small purchases shows a consumer's age
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
A recent study found that consumers under age 30 are much more likely to use plastic even to pay for purchases under $5.
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Digital payments gain ground as HCE hints at FI involvement
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
HCE technology has the potential to advance mobile transactions powered by tethered credit or debit card accounts, says Juniper Research and other industry…
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Card blocking, consumer alerts are keys to fraud prevention
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
Financial organizations are on high alert regarding payments fraud in the wake of recent high profile customer data breaches. Although overall payments fraud…
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IT spending projected to rise to meet consumer expectations
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
Retail financial institution IT spending is predicted to hit $152 billion worldwide by 2018. Specifically, retail FIs are looking to boost their online and…
read nowBill pay innovation key to keeping consumers happy
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
As mobile bill payment use continues to surge among American consumers, financial institutions and billers need to innovate in terms of their billing software…
read nowConsumer education key to success of mobile
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
Despite ever-increasing mobile payment options and more hands-on experience using them, some consumers are still not sold on the value of mobile transactions.
read nowWhy banks need to be in the mobile wallet business
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
A recent Allied Market Research report indicates the global mobile wallet market is on target to reach $5.25 trillion in 2020, with a compound annual growth…
read nowATMs play a role in FIs omnichannel goals
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
Mercator Advisory Group's recent "2013 ATM Market Benchmark Report" examines the ways in which the ATM channel is assisting financial institutions in their…
read nowE-payments industry continues to face hurdles
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
In its seventh annual overview of the status of the electronic payments industry, Digital Transactions looks closely at ongoing interchange issues, virtual…
read nowDouble-encrypted PINs provide extra layer of protection in breaches
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
As Target breach updates continue to roll out, PIN compromise is among the hot topics. The question as to whether PINs were exposed in the holiday-season…
read nowRiding into the sunset: Banking by telephone and mail
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
Mobile banking is becoming progressively more popular according to the American Bankers Association. In a survey of 1,000 U.S. consumers, mobile banking was…
read nowReal-time payments expected to take hold by 2018
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
A recent ACI Worldwide survey asked 200 executives from commercial and retail FIs, credit card companies and technology providers for their opinions regarding…
read nowPIN wins in consumers' expected mobile wallet experience
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
A recent study by Phoenix Marketing International highlights a disconnect between consumers' awareness of mobile wallets and their use of this emerging payment…
read nowDisposable email accounts: A new way for crooks to victimize FI customers?
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
Fraudsters are constantly finding new ways to defeat the online protections financial institutions have created. Guardian Analytics, a behavioral analytics…
read now3 common mobile issues and their solutions
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
A hassle-free user experience can make all the difference when introducing mobile apps. However, with new technology comes new problems.
read nowStudy breaks down mobile banking demographics
by Dan Kramer — Senior Vice President, Marketing & Merchant Servic, SHAZAM
A recent study by the Pew Research Center indicates that more consumers are taking advantage of the simplicity, ease, and convenience of online and mobile…
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