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News & Media From atm Atom

Is the UK losing cash access?

by atm Atom — blogger, atmatom

Taxes on ATMs and disputes among ATM providers are creating uncertainty about free access to cash by British citizens — especially those in small communities…

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Why consumers still love cash

by atm Atom — blogger, atmatom

With so many "more convenient" options available, why do people continue to rely on hard currency?

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Reflections on ATMIA US 2017

by atm Atom — blogger, atmatom

With a full slate of speakers, panels, exhibits and meetings, the annual ATM Industry Association conference once again offered the opportunity to stay abreast…

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ATM industry insights from the Fed's payment study

by atm Atom — blogger, atmatom

The Federal Reserve has released the sixth study in its series of triennial reports on payment trends in the United States. Though its focus is on noncash…

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Never mind what you heard; millennials use cash

by atm Atom — blogger, atmatom

You can believe the Fed's latest report that says they do, or you can believe an endless parade of unscientific online polls that say otherwise.

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EMV Apocalypse Now

by atm Atom — blogger, atmatom

This year's EMV liability shifts will radically change the retail ISO landscape by 2018. How do we know? Because we've seen this movie before, played out in…

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How to upgrade your ATMs to EMV and stay in business

by atm Atom — blogger, atmatom

ATM deployers don’t have to choose between EMV upgrades today and fraud risks later; options now available can make migration more affordable.

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A Greek tragedy: 'The death of cash'

by atm Atom — blogger, atmatom

Not a week goes by without some Cassandra predicting the demise of cash. But Greeks' desperate quest to find stocked ATMs says that's more theatrics than fact.

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Cash is half of the US payments pie

by atm Atom — blogger, atmatom

Those who prefer cash use cash. Those who prefer cards use cash. In short, everyone uses cash, according to the new Fed study 'Consumer Preferences and the Use…

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The Walmartization of EMV

by atm Atom — blogger, atmatom

America's largest retailer will bulldoze the remaining barriers to EMV adoption, which might have ramifications at the ATM.

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Staying ahead of ATM skimmers

by atm Atom — blogger, atmatom

ATM security is like an ongoing race between the good guys and bad guys. As soon as the industry develops a technological advantage to defeat one method of ATM…

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Here come the regulators!

by atm Atom — blogger, atmatom

In what is likely more of a trend than a blip, two regulators have already weighed in on behalf of disgruntled constituents in the payment security debate. And…

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Ignorance is no defense

by atm Atom — blogger, atmatom

In a disturbing study released in early March, Newtek Business Services threw a cold, wet towel over the notion that merchants were ready for — or even…

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3 irrefutable reasons why ISOs must up their game against fraud

by atm Atom — blogger, atmatom

Heartland, Target, Neiman Marcus; Congressional hearings, NRF vs. banks; liability shift deadlines, PCI, processing AIDs – it's enough to make your head spin.

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Reflections on ATMIA US 2014

by atm Atom — blogger, atmatom

"Reinventing the ATM," the theme of this year's ATMIA US conference in Orlando, Fla., proved to be highly appropriate. ISOs and vendors this year spent a…

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Gas pump skimming and ATMs

by atm Atom — blogger, atmatom

This month, the Manhattan District Attorney indicted four lead defendants on charges of skimming gas pumps to steal customer bank data, which was used steal…

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Stoking the fire in the cash debate

by atm Atom — blogger, atmatom

For more than twenty years, the "Death of Cash" argument has been fairly stale. Its advocates argue that cash is inconvenient, impractical and ultimately…

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A manufacturer's dilemma

by atm Atom — blogger, atmatom

Editor's note: Remember the "I Love Lucy" episode (#39) that had Lucy and Ethel working on a candy factory production line wrapping chocolates? If so, you'll…

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Wherever there's commerce, there should be an ATM!

by atm Atom — blogger, atmatom

There was a time when independent retailers didn't give ATMs a second thought. Today, flea market owners like Steve Blakewood see ATMs as indispensable.

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ATM updates, upgrades and unbudgeted expense

by atm Atom — blogger, atmatom

No industry has been hit by change over the past few years quite like the ATM industry. The emergence of 3DES, VISA-certified keypads, PCI-certified keypads…

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