News & Media From atm Atom

A customer's perspective: It's time to slay a few of banking's sacred cows

by atm Atom — blogger, atmatom

We're in the midst of what appears to be a global revolution in banking. Pity the poor bank CEO struggling to make strategic decisions about branch…

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Windows 10 ATM migration: The breaking point for banks?

by atm Atom — blogger, atmatom

Faced with another Windows OS migration, financial institutions are seeking relief from what seems like perpetual ATM upgrade expense and pathetically short…

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Fearless Forecast: The ATM industry in 2019

by atm Atom — blogger, atmatom

Daryl Cornell concedes that his predictions for the ATM industry in 2019 "will likely prove to be off the mark, highly questionable or just plain wrong." And…

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Breaking Windows: Why FIs are abandoning the longtime OS for ATMs

by atm Atom — blogger, atmatom

A growing number of FIs are deciding to walk away from Windows-based ATMs. Some are questioning the wisdom of continuing to invest in a platform that appears…

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Back to the future: An argument for the 'retro' bank ATM

by atm Atom — blogger, atmatom

After years of expensive operating system migrations and routine hardware obsolescence, many financial institutions are skipping the upgrade ritual and going…

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4 ways FIs are fighting ATM upgrade fatigue

by atm Atom — blogger, atmatom

Nearly 80 percent of financial institution-owned ATMs in the U.S. will have to be replaced or upgraded to support Windows 10 — so what's an FI to do? Many…

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1 simple way to make merchant cash management a snap

by atm Atom — blogger, atmatom

Admittedly, cash sales present merchants with challenges — the cost of theft and shrinkage and the time spent separating and counting notes, filling out bank…

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Free trade is a 2-way street

by atm Atom — blogger, atmatom

Like all things complicated, the status of trade between countries constantly ebbs and flows. As a result, trade programs inexorably evolve and must be…

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5 reasons to be bullish on Cardtronics

by atm Atom — blogger, atmatom

Cardtronics faces headwinds in a global cash delivery market that is increasingly competitive and uncertain. But if the company can build on a culture of…

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What a washing machine trade war might mean for ATMs

by atm Atom — blogger, atmatom

What would it mean to ATM deployers in the United States if the Trump administration's "America First" policy were to extend beyond new tariffs on Korean-made…

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Supreme injustice?

by atm Atom — blogger, atmatom

The U.S. Supreme Court will decide whether online merchants must collect taxes on out-of-state sales. The nationwide implementation of such a rule would…

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ATM forecasts and fortunes for 2018

by atm Atom — blogger, atmatom

Blogger Daryl Cornell of Triton Systems offers five fearless predictions for 2018 — along with the caveat that any or all might be "off the mark, highly…

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'Gimme shelter': A tale of cyberwar, bank panic and ATM cash

by atm Atom — blogger, atmatom

Imagine for a moment that North Korea or some other rogue state successfully launches a cyberattack against a U.S. bank. Then consider how the ensuing spike in…

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The ATM world is in for a seismic shift ... Are you ready?

by atm Atom — blogger, atmatom

The speed and magnitude of the recent changes seen in major Western ATM markets cannot be overstated. It will likely be the ability to quickly adapt — or not …

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The whats and whys of EMV noncompliance at merchant-owned ATMs

by atm Atom — blogger, atmatom

If you are an IAD or ISO with processing agreements currently in force for independently owned, EMV-noncompliant ATM locations, the $64,000 chargeback question…

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As 'ATM-ageddon' looms, what do we hear? Crickets

by atm Atom — blogger, atmatom

With less than a month to go before the VISA ATM liability shift deadline, you might expect a frantic, last-ditch effort by ATM operators to get their machines…

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Like shooting fish in a barrel: How to land merchant ATM sites after EMV

by atm Atom — blogger, atmatom

Nearly 200,000 merchant-owned ATMs will not be EMV capable by the October Visa ATM liability shift deadline. So how does this movie end? While there are a…

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Half a million strong: A salute to the much-maligned ATM

by atm Atom — blogger, atmatom

The United States can now boast of having half a million ATMs (three-quarters of them independently operated) reliably serving citizens all over the nation …

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The war on plastic

by atm Atom — blogger, atmatom

Initially hailed as innovative, it appears that Visa's 'war on cash' is in reality a war on merchant profitability and customer payment choice. However, a 'war…

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A vanishing breed? EMV and the retail ATM

by atm Atom — blogger, atmatom

It seems likely that only serious chargeback pain or terminal shutoff will prompt many US merchants to upgrade their ATMs to perform EMV transactions. Even…

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