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Andrew Rostami

Andrew Rostami

Andrew oversees Citizens’ innovative business in the ‘buy now, pay later’ space, with leading brands including Apple and Microsoft covering the electronics, specialty retail, home goods & improvement, and wellness verticals.  He has played a major role in Citizens’ unique point of sale solution, which powers both the online and retail brick and mortar channels in a seamless way and provides financing programs for products to benefit both the merchants and the consumers.
Andrew has been with Citizens since 2014, working across Citizens’ strategic innovation programs. Previously, Andrew spent eight years at Bain & Company and before that, Moore Capital Management, and starting his career as a software engineer at IBM. Andrew received his MBA from The Wharton School of the University of Pennsylvania and a BS in Engineering and Computer Science from Cornell University.

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Recent Contributions


Retail stimulus: POS offerings that reconfigure consumer purchasing

by Andrew Rostami

Andrew Rostami, head of unsecured lending at Citizens Bank, shares insight on how modern point-of-sale programs that embed financing are essentially a stimulus…

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