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ATM Link, Inc.

YOUR MAJOR RESOURCE FOR ATM PROCESSING, PRODUCTS, AND SERVICES

10710 Fallstone Rd, Houston, TX 77099 USA // 877 937-9286


Maximize ATM Revenue with Dynamic Currency Conversion (DCC) and Credit Card Segmentation (CCS)

Photo: ATM Link, Inc.

Both features are designed to boost ATM transaction revenue while enhancing user experience. These programs allow ATM owners to increase customer satisfaction, attract broader usage, and earn more from every transaction, all with the backing of ATM Link’s expert support.

Dynamic Currency Conversion (DCC)

Dynamic Currency Conversion (DCC) is an international payment solution that provides transparency, flexibility, and increased earning potential. DCC enables international cardholders to have their accounts charged in the local currency of their card’s country of issue for both ATM withdrawal amounts and associated fees, eliminating uncertainty in foreign exchange charges and providing complete clarity.

How DCC Works

  1. Card Detection:When an ATM card is inserted, the ATM recognizes if the card is issued outside of the United States.
  2. Conversion Prompt: The machine prompts the customer to complete their transaction using Dynamic Currency Conversion.
  3. Rate Disclosure: The ATM displays the foreign exchange conversion rate along with any associated service fees, giving the customer a fully informed experience.

Benefits for ATM Operators

  • Enhance Customer Experience:By offering customers the ability to withdraw in their own currency, you increase transparency and ease of use.
  • Grow Customer Base: DCC attracts international users, helping increase transaction volume and foot traffic.
  • Generate Additional Revenue:DCC allows you to collect incremental revenue from each DCC-enabled transaction, above and beyond your standard ATM surcharge.

ATM Link empowers operators with full integration and support, so DCC can be implemented smoothly without complex changes to hardware.

Credit Card Segmentation (CCS)

Credit Card Segmentation (CCS) enables ATM operators to charge an additional fee for cash advance transactions made using credit cards. This helps operators benefit from a growing number of cardholders using their credit cards at ATMs.

How CCS Works

  1. Credit Card Identification: When a user inserts a credit card, the ATM detects the card type.
  2. Advance Prompt:The machine prompts the user to continue with a cash advance withdrawal using their bank-issued PIN.
  3. Fee Presentation: The ATM displays the standard surcharge along with a CCS fee. The user can accept or decline the transaction based on full fee transparency.
  4. Receipt Display:The printed receipt clearly lists the CCS fee as part of the total charges, promoting clear communication with the cardholder.

Benefits for ATM Operators

  • Unlock New Revenue:Operators earn an incremental CCS fee from each qualifying transaction.
  • Expand Customer Reach:CCS accommodates credit card users who need quick access to cash.
  • Improve Satisfaction: Offering multiple withdrawal options creates a positive experience, increasing ATM usage and loyalty.

ATM Link handles setup and system compatibility to ensure the CCS feature works seamlessly and complies with applicable regulations.

Dual Advantage for Operators

By combining DCC and CCS, ATM Link allows operators to fully monetize a wide range of ATM transactions:

  • DCC taps into international user transactions, converting currency with transparency and generating additional fees.
  • CCS captures domestic credit card traffic,monetizing cash advances with incremental fees.

These features do not interfere with each other and can be offered simultaneously. This allows ATM owners to:

  • Increase total revenue per transaction
  • Improve ATM versatility
  • Reach a wider audience
  • Offer modern services that increase foot traffic and retention.

Why Choose ATM Link?

ATM Link offers complete support, industry-compliant solutions, and seamless integration of both services. When you partner with ATM Link, you receive:

  • Full implementation support
  • Regulatory-compliant processes
  • Compatible upgrade assistance
  • Ongoing technical service and reporting tools

ATM Link ensures these upgrades are easy to integrate into your existing ATM infrastructure and will work with you to customize options for your business model.

Whether you are an existing ATM operator or new to the industry, implementing Dynamic Currency Conversion and Credit Card Segmentation offers a low-effort, high-impact path to maximizing ATM profitability.



Products & Services

Maximize ATM Revenue with Dynamic Currency Conversion (DCC) and Credit Card Segmentation (CCS)

ATM Link, Inc. offers two robust value-added services for ATM operators: Dynamic Currency Conversion (DCC) and Credit Card Segmentation (CCS).


ATM Link's ATM Processing Program

Flexible. Profitable. Fully Supported. ATM Link, Inc. offers a comprehensive ATM Processing Program designed to give business owners full flexibility, low transaction costs, and complete support.


Keep Your ATM Fully Stocked with Professional Cash Loading Services

Retail businesses with ATMs know the critical importance of keeping machines fully stocked. When an ATM runs out of cash, transactions drop, customers walk away, and your store loses easy income.


Unlock Your Earning Potential with ATM Link's Partnership Program

Since 1999, ATM Link, Inc. has been helping entrepreneurs and independent ATM operators build profitable ATM businesses through its comprehensive and flexible Partnership Program.


ATM Accessories – Order Nationwide for Your Business

ATM Link offers a full range of ATM accessories to keep your machine running smoothly, compliant, and visible to customers. From maintenance tools like cleaning cards and paper rolls to marketing tools like LED window signs, these accessories help maximize uptime and increase foot traffic.


Buy an ATM: ATMs for Sale Nationwide (Hyosung, Genmega, Triton)

Looking to buy an ATM for your business? ATM Link is your trusted partner for ATM sales and service across the USA. We specialize in ATM sales, installation, and deployment services, helping convenience stores, gas stations, hotels, and retail chains generate more revenue and attract more customers.


ATM Connectivity Solutions – Reliable Wireless Networking for Your ATMs

Keep your ATMs online, secure, and profitable — anywhere in the USA. ATM Link provides 4G LTE ATM wireless routers and connectivity hardware that deliver fast, PCI-compliant connections across the U.S.


ATM Lock & Security Solutions – Protect Your ATM Investment

Keep your ATM safe from theft, vandalism, and unauthorized access — with trusted physical security solutions from ATM Link. We provide vault locks, security kiosks, and ATM anchoring systems built for maximum protection.


ATM Parts – Replacement & Upgrade Components for ATMs in the USA

Keep your ATMs performing at their best with high-quality replacement parts from ATM Link. We supply genuine and compatible components for Hyosung, Genmega, and Triton ATMs, ensuring maximum uptime, compliance, and customer satisfaction.


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