ATM & Mobile Innovation Summit News & Media

Judge Leon's surprise demand on Durbin

Retailers and the Federal Reserve were both unprepared to respond to a demand by Judge Richard Leon in his Durbin ruling. (From the ATM & Mobile Executive…

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Will Judge Leon's Durbin ruling get overturned?

Judge Leon's castigation of the Federal Reserve faces off against the agency's long-standing reputation and favor with the courts. (Attorney Crystal Kaldjob at…

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What will happen if Judge Leon's Durbin ruling is overturned

The D.C. Court of Appeals could affirm or reverse some or all of the ruling. And there's the likely appeal to the Supreme Court. (From the ATM & Mobile…

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Easy card loading is a necessity in mobile wallets

George Wallner (founder of Hypercom) explains the feature every mobile payment provider must build into its digital wallet. (From the ATM & Mobile Executive…

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'They're strangers to the idea of the physical card'

Today's younger generation is being trained to be tomorrow's mobile payment users, says George Wallner, CTO of Loop. "If they can't do something on their…

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The most debilitating part of Durbin for FIs

One factor in the whole Durbin/Leon debacle has thrown the financial services community into disarray, rendering budgeting and planning next to impossible.

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How banks responded to the Durbin Amendment

Casey Merolla, senior manager of First Annapolis Consulting, analyzes the responses of various financial institutions to Durbin. (From the ATM & Mobile…

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Judge Leon's Durbin ruling mistakes

Casey Merolla of First Annapolis Consulting explains how the judge's ruling is in conflict with many network agreements signed as a result of Durbin. Leon also…

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Likely outcomes of Judge Leon's ruling

The possibilities span the spectrum of destructive impact on financial institutions. In describing the potential outcomes, Casey Merolla of First Annapolis…

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Strategic options for issuers in a Durbin world

Issuing banks have several strategies for mitigating the Durbin rules, including product innovation, re-pricing and cost reduction. (From the ATM & Mobile…

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My 3-month experiment paying for everything by phone

George Wallner says people were wowed when he whipped out his phone instead of a card, but are "cool" and "convenient" enough to establish a new mode of…

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PIN debit already developed for mobile

George Wallner describes the simple one-step PIN solution already developed by the mobile industry. (From the ATM & Mobile Executive Summit.)

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Will MCX eclipse branded payment networks?

A major issue clogging the road of payment evolution toward MCX is where account holders' value is stored. Another issue is the MasterCard/Visa duopoly that…

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The threats Walmart sees in MCX

Reed Luhtanen, director of payments policy for Walmart, describes the pitfalls facing adoption of the new MCX standards. (From a panel at the ATM & Mobile…

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Will MCX benefit small merchants?

A question is asked about whether the closed nature of MCX runs contrary to the National Restaurant Association's open philosophy. "A lot of the principles…

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The main reason NFC hasn't caught on

Too many technologies (including NFC) ignore a necessary step toward merchant acceptance. "Users of NFC will be disappointed for many years to come," says…

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A bigger issue than payment security

"It's not true that security is paramount," says George Wallner, CTO of Loop. (From the ATM & Mobile Executive Summit.)

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The unavoidable problem for mobile payments at retail

This one issue causes enough retailer resistance to potentially keep mobile from gaining wide acceptance at the point of sale. (From George Wallner's keynote…

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How mobile payments will evolve

George Wallner says, "There's not anything wrong with [today's] technology, it's just not supported." (From the ATM & Mobile Executive Summit.)

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How secure are cards on mobile phones?

"Attacking a phone — especially if it has a piece of hardware to securely store the card data — is not a very rewarding process for a hacker." (George Wallner…

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