US ATM industry faces another year of legislative challenges

by David Tente — Executive Director, USA, ATM Industry Association

In late 2012, the ATM Industry Association achieved one of our most significant legislative successes — the elimination of the federal dual fee signage…

A primer on the FTC's authority over financial institutions

Malini Mithal, assistant director of the Bureau of Consumer Protection at the Federal Trade Commission, explains the FTC's purpose and influence over banking…

Why the FTC thinks mobile payments are more secure than magstripe

The Federal Trade Commission weighs in on the mobile vs. magstripe debate. (From a keynote address by Malini Mithal of the FTC at the ATM & Mobile Executive…

A 'Bit o' Coin' and a 'Look at me!' ATM

by Richard Buckle — Founder and CEO, Pyalla Technologies, LLC

This past week I attended a dinner put on by a local investment company — from what I could tell, the audience was a small cross-section of Denver's…

Lessons from the FTC's lawsuit against HTC

"Data security is a big area for the FTC," said Malini Mithal, assistant director of the Bureau of Consumer Protection at the FTC. "We have brought nearly 5…

Will Senator Harkin hit ATM fees again in 2014?

Will outgoing Senator Tom Harkin introduce some kind of ATM fairness bill just before he retires in 2014? This panel of experts makes predictions at the ATM …

Currency developers have patent headaches, too

by Brendan Burge

There are three intimidating words any developer of currency solutions can hear regarding a competitor's solution: "currency patent(s) pending."

Debate: Has Dodd-Frank given the government too much power?

Kurt Helwig, CEO of the Electronic Funds Transfer Association (EFTA), puts it succinctly: "P.J. O'Rourke said, 'Giving the government money and power is like…

Have banks become regulated utilities?

Joe Samuel, SVP of global public affairs for First Data, said FIs are constantly balancing new regulation, new supervision and enforcement. Dodd-Frank has…

What to expect from the CFPB on ATM overdraft in 2014

A "Front Page Focus" panel at the ATM & Mobile Executive Summit prognosticates on coming regulatory activity surrounding overdraft protection. Panelists…

Q&A on real-time ATM overdraft notification

Issues to deal with include small screen size, multiple messages to and from the host system, and other operational challenges that threaten to slow down…

Durbin's "limbo" effect on EMV

"When you're looking at having every bank in the country potentially having to reissue debit cards and change their whole debit card structure ... to then…

Is Durbin heading to the Supreme Court?

Attorney Lynne Barr and Joe Samuel of First Data analyze the probable paths resulting from Judge Leon's ruling on the Durbin Amendment. (From a "Front Page…

Bitcoin's good news-bad news week

February 27, 2014

The good news: Bitcoin ATM installations are motoring right along, with the installation of the first unit in Singapore this week. The bad news: The horsepower…

Patently unfair: The ATM industry's trouble with trolls

by Suzanne Cluckey — Owner, Suzanne Cluckey Communications

An attorney's take on patent trolls, their tricks, and tactics ATM deployers can use to trip them up. 

The problem of consumer education in EMV migration

Panelists at the ATM & Mobile Executive Summit in Washington, D.C. discuss the EMV migration issues surrounding consumer education.

PCI SSC makes sure nothing gets 'lost in translation'

February 21, 2014

Today, the PCI Security Standards Council, an open global forum for the development of payment card security standards, announced that the PCI Data Security…

MasterCard explains the EMV liability shift

What exactly shifts in Oct. 2015, and to whom? A MasterCard representative clarifies the issue at the ATM & Mobile Executive Summit.

Will the date shift for EMV merchant liability?

Currently, Oct. of 2015 is the targeted date when card fraud liability will shift to merchants who have not deployed EMV-compliant terminals in their…

Make the most of your debit card program

by Jim Ghiglieri — Senior Vice President, Corporate Communications, SHAZAM

A ruling on the U.S. Federal Reserve’s appeal of the Leon decision that overturned the cap on debit interchange could take up to a year. While the majority of…