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Photo review: The 2014 ATM & Mobile Summit

View highlights from the event, which drew attendees from Walla Walla, Washington to Tokyo, Japan - and points in between - to discuss the future of money and payments.

Apple at the ATM: Will Apple Pay change the conversation about contactless cash transactions?

It doesn't seem too over-the-top to assume that the world's favorite smartphone ultimately will gain some foothold in the ATM world, so it's probably a good idea to get a grasp of how the newly announced Apple Pay contactless mobile technology works.

Why Banks Should Move to Multivendor ATM Software

Consistency, simplicity and savings are all critical factors in choosing ATM software.

Sponsored by: Elan Financial Services

For the self-service branch, the future is now

The continuing recognition of the importance of the branch is reflected by the willingness of financial institutions across the world to invest at record levels in the development of new retail concepts.

Digital payments gain ground as HCE hints at FI involvement

HCE technology has the potential to advance mobile transactions powered by tethered credit or debit card accounts, says Juniper Research and other industry observers.

Accelerating Branch Transformation with Integrated ATM Life Cycle Management

Banks need to modernize their ATM operations management technology to accelerate the transformation of their self-service channels and deliver the quality of service and reliability customers expect in the new era of omni-channel banking.

Sponsored by: ESQ Business Services

The Fraudulent Four: The world's worst payment frauds and security failures

The payments industry never stops looking for new techniques and safeguards to stop thieves and fraudsters. Even so, we constantly hear about their exploits worldwide.

Scaling the EMV mountain

Just how serious is the EMV challenge facing U.S. ISOs?

Why is ATM patent troll ATL selling its stock-in-trade?

Patent troll ATL is offloading 28 of its ATM patents, as well as a couple more that it has pending. Here's the backstory that might explain why.

ATMs can be a drawing card for millennials

Now is the time to use the digital capabilities and accessibility of the ATM to win over millennials disenchanted with the branch experience.

Boost brand awareness with effective ad strategies

For many FIs and IADs, promotional messages at the ATM can generate the extra jolt of power that moves a current or potential customer to action.

Low-income households pump money into retailer wallets

A new research paper by three economists predicts that the little guy will shell out more money as FIs seek relief from the revenue-slashing effects of the interchange cap.

IADs must improvise to survive: How DCC can help boost revenues

Shrinking interchange, increased competition and growing operational expenses have taken a toll on ATM profitability. But advances in technology can help IADs claw back some of those losses.

Out in the cold: The ATM industry wants routing choice, too

ATM industry representatives recently made their case to the Fed for inclusion in Reg II, the Durbin Amendment rule that gives merchants a choice of competing payment networks.

Quite the tale: Tying up loose ends

It came as a surprise to discover that a free-standing white-label ATM I was about to use had something strange going on — a highly conspicuous communications 'tail' running who knows where.

Will smart cards leapfrog mobile?

The ability to securely download apps to a consumer's smart card has been demonstrated. But why is this important to a market that is already moving toward mobile payment?

Fed study finds that ATM, debit might be safer than credit cards

In 2012, PIN debit card transactions - including both purchases and ATM cash withdrawals - had the lowest fraud rates among general-purpose cards by both number and value.

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NEWS


Kinderhook Bank finds transformation inspiration for its newest branch

With help from the Diebold advisory services team and advanced ATM technology, the FI has reinvented the branch experience for its new location in downtown Albany, New York.

Eastern Bank, Paramount partner to brand service plaza ATMs on Massachusetts roadways

The nation's oldest and largest mutual bank will expand its ATM footprint with 17 branded locations along Interstate 95 and Route 3.

Report: Prepaid cards catching on with Canadian FIs

In a nation where the population is largely banked, it's taken the prepaid industry considerable time to cultivate a market for its products, a new study says.

As Scots debate independence, banks stock ATMs

Bankers are worried about the possibility of a run on ATMs should Scotland vote on Thursday to break away from the United Kingdom.

Discover grants D-PAS certification to Oberthur EMV platform

Certification clears the Cosmo RSA v5 platform for use throughout the Discover Global Network, which includes Discover, Diners Club International, Pulse, and network relationships.

Planet Payment brings DCC to Columbus Data's U.S. ATM network

The company's Bank In Your Currency service lets international travelers withdraw local currency from an ATM and instantly see the amount debited to their account in their home currency.

MoneyGram bolsters technology platforms with acquisition of Nexxo

MoneyGram will use Nexxo technology to expand its money transfer kiosk platform and broaden its service offerings for banks and credit unions.

50 states, 51 Bitcoin ATMs

Their numbers are a drop in the bucket compared to traditional cash machines, but Bitcoin ATMs are gaining ground in the United States.

Prepaid card use picks up in August, First Data reports

Vacations and back-to-school purchases spurred year-over-year growth of 6 percent in prepaid card use.

Police in India say ATM security is still lacking

Ten months after a woman was nearly killed by a machete-wielding assailant in Bangalore, many ATMs still lack CCTV cameras and able-bodied watchmen.

Study: Financial services firms fail to act aggressively against cyberthreats

Cyberattacks against financial services providers are on the rise, but many firms' response is disproportionately weak in comparison with the threat level.

Registration open for Middle East ATMs 2014

Reduced rates are available to delegates who take advantage of early bird registration. Discounted rates are also available for banks, first-time attendees and ATMIA members.

India's ICICI Bank adds cardless cash withdrawal capability

The FI's customers can now send money to anyone in the country, even if the recipient doesn't have a bank account.

Bank of England addresses digital currencies

Institution does not believe Bitcoin poses a risk to financial stability in the UK.

Mercator announces free Viewpoint paper addressing Apple Pay, implications

'A Sleeping Giant Awakes: How Apple Pay Works and What it Means for Payments?' explains Apple Pay and explores what it means for the payments value chain.

South Carolina FCU, Fiserv forge new 10-year agreement

SCFCU will re-up its contract for the Spectrum account processing platform and add a host of other integrated solutions.

EMF to host EMV terminal training workshop for industry groups

The one-day event will provide a comprehensive review of chip technology, as well as focused sessions on development and best practices for implementation.

CSI supports tokenization for mobile payment security

Tokenization allows CSI customers to participate fully with leading mobile wallet providers, including the recently announced Apple Pay service.

FIs see mounting ATM fraud following Home Depot data breach

The retailer says that no PIN data was stolen in the breach. However criminals have found other ways to solve the problem of missing PINs.

Most Americans pay little or nothing in ATM, account maintenance fees

Annual ABA survey shows that 'consumers are in control' and have become adept at avoiding bank fees.

RBCG, Evo Payments, EVRY introduce first white label ATM services in Europe

The three partners are offering Europe's first white label ATM package, targeting retailers, hoteliers and travel centers.

Cummins Allison adds auto deposit option for full-function ATMs

The single-slot device accepts up to 100 bills or 50 checks, and features a graphical interface that leads the user through the deposit process.

Cambridge Mercantile, PNC Bank partner with Fiserv WireXchange

The browser-based solution integrates with Fiserv processing platforms and automates the wire transfer process.

Nets Group steps over to Tango for ATM driving

The Lusis Payments solution is now driving the Nets ATM estate of approximately 700 withdrawal and deposit ATMs.

Apple unveils Apple Pay mobile wallet at iPhone launch event

Apple Pay, which is set to launch in the U.S. in October, uses a secure element in the phone to store card information. It eliminates the need for a mag stripe, instead generating a single-use, unique number for each transaction.

Huawei Philippines seeks central bank's OK on virtual teller machines

Given approval by Bangko Sentral ng Pilipinas, the company says it will pursue installation of its VTMs on a commercial scale.

ATM, mobile providers meet up in Ugandan cash-out service

Customers of mobile money network MTN will be able to obtain cash at 147 Centenary Bank ATMs across Uganda.

FIS to acquire Clear2Pay for $484M

The purchase will bolster FIS’ global payments capabilities and enhance its abilities to deliver differentiated enterprise payments solutions, the company said.

Burroughs CAPI software adds user-controlled features

The common application programming interface for the company's scanner software now lets the user decide how to handle exceptions and other operational factors.

Fed completes research into payment system improvement

A representative from the Fed will present a draft of the forthcoming study in a Town Hall meeting this Thursday at the ATM & Mobile Innovation Summit in Washington, D.C.

Personalized instant issuance cards a win for China Everbright Bank

The first bank in the region to offer instant-issue personalized cards, China Everbright has watched the format rise to the top in terms of popularity.

Mobile payments must be relevant, useful, study confirms

Young adults are especially interested in wearable mobile technologies that they can use for banking and making payments.

UPDATED: Cardtronics signs ATM agreement with UK's Co-op grocery chain

Under the agreement, Cardtronics will purchase the Co-op Group's ATM cash management and maintenance arm, Sunwin Services.

Mississippi CU Association, Dolphin Debit seal strategic service partnership

Dolphin will work with MSCUA to provide solutions that can reduce ATM operating expenses by up to 30 percent, the company says.

Oregon to allow payment of insurance claims via ATM card

The rule requires that the recipient be able to make an initial withdrawal of the entire amount due without delay or cost.

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