FEATURES


Should you develop your own currency management software?

Before deciding on DIY development, consider the functionality gap between in-house solutions and state-of-the-art software available off the shelf.

ATMIA email alerts keep recipients current on legislation, regulations

If "ignorance of the law is no excuse," then using a service that keeps you current on the law is a no-brainer.

Best Practices for EMV Migration

Deadlines are looming for U.S. migration to the EMV payment card security standard, and ATM deployers need to start their planning and implementation process now.

Sponsored by: National Cash Systems

Governments worldwide continue scrutiny of virtual currencies

New York's proposed BitLicense regulatory framework is one of several current initiatives developing around the globe.

The 'cashless street': useful experiment or shameless PR stunt?

Who benefited from the one-day, cash-free tryout in a Manchester, UK, shopping district? We can give you a hint: It wasn't the customers or the merchants.

Preventing EMV Card Fraud by Using Real-Time Fraud-Detection Technology

Migrating to EMV alone doesn't eliminate the problem of payment fraud. Issuers and acquirers need to deploy a comprehensive multichannel payment fraud-prevention solution that performs security checks for all transactions in real time.

Sponsored by: Dynasty Technology Group

Card blocking, consumer alerts are keys to fraud prevention

Financial organizations are on high alert regarding payments fraud in the wake of recent high profile customer data breaches. Although overall payments fraud has decreased, attacks targeting debit and credit cards continue to rise. The majority of financial service companies...

With ATMs, meet boomers where they live, millennials where they work

With ATMs acting more like branches and branches acting more like oversized ATM vestibules with live bankers, the industry finally has the agility to serve customers at the location of their preference.

It's not an ATM. It's another branch.

It might be time to start considering your individual ATMs as mini-branches and to begin thinking about how to deliver an experience befitting of their importance as such.

Consumers' real-world cost of cash: A defining moment for ATM deployers and merchants

Many IADs believe it's a race to zero in terms of fees, but the true opportunity is to shift ATM transactional costs from the consumer to the marketers trying to reach them while they're “out-of-home."

Bankers on the frontlines of cyber defense

Today, firewalls, encryption, antivirus software and cloud providers are just as important to a bank’s security as armed guards, security cameras and steel vaults.

Could Apple or Google smash the banks?

Tech giants don't need to compete head-to-head with traditional banks and payment networks — they can simply innovate around them.

Why do consumers hate ATM fees so much?

It might be because they don't have a clue where the money goes ... and nobody's taken the time to educate them.

Dressing up for the occasion ...

There's no question that ATMs are getting dressed up. Whether it's in support of something temporary — a concert or other event — or an installation of a more permanent nature, ATMs can put on a show.

A look at the booming market of Bitcoin ATMs

An ATM Marketplace gallery of notable brands, photos and features from the rapidly expanding list of crypto-currency terminals.

The Walmartization of EMV

America's largest retailer will bulldoze the remaining barriers to EMV adoption, which might have ramifications at the ATM.

How does Brazil score in financial services?

With more ATMs (118:100K) and plastic than anyone else on the continent, Brazil is a clear winner. But how does it rate internationally?

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NEWS


Android L could be used for kiosks, ATMs

Google's release of the developer preview for Android L has some speculating about its uses for ATMs and self-service kiosks.

Risk management company expands coverage of AML product for cryptocurrencies

IdentityMind Global, a provider of risk management and payments products, announced today in a press release the international expansion of its anti-money laundering solution for Bitcoin and altcoins, including their low-cost Ignite program for Bitcoin startup companies. With its newly...

MasterCard qualifies UL personalization validation tool for US EMV card issuers

UL has announced the qualification of its Collis EMV Personalization Validation Tool (version 3.9.5) by MasterCard, including the U.S. common debit AID (i.e., the U.S.

Free white paper helps ATM deployers get ready for a contactless, cardless future

According to the 2014 U.S. Independent ATM Deployer Survey, nearly 35 percent of ATM deployers are working on a strategy to implement contactless ATM transactions.

Judge says retailer fee complaints vs. Visa, MasterCard can move forward

ruled Friday that retailers who opted out of last year's settlement with Visa and MasterCard over surcharge fees may sue the card companies separately.

Brazilian banks to improve availability of off-us ATMs

Seven of Brazil's largest banks announced last Friday that they would implement a new agreement to expand their shared ATM network, Banco24Horas, which is administered by Tecnologia Bancaria. According to a report by Reuters, network members will convert some standalone...

Connecticut bank looks to build on success of interactive teller technology

Ion Bank, a community bank serving customers in Connecticut, is increasing its use of interactive video technology from NCR Corp. The positive response generated since the FI introduced the technology at one branch in 2012 has led to the purchase...

Shazam adopts MasterCard common debit solution for EMV transactions

The Shazam Network has announced that it will make the MasterCard EMV debit solution available to all of its participants. The agreement provides all members of the Shazam Network with an EMV license for MasterCard products. “The objective of our...

Cardtronics to purchase Welch ATM for $160M

The combined company will boast a global portfolio of 109,600 ATMs, including 92,500 retail ATMs in the United States.

Aussie central bank mulls mandatory fee notices

The Reserve Bank of Australia wants ATM operators to provide a fee notice at the beginning of a transaction rather than the end so that customers may opt out of high fees.

Compass Plus wraps first phase of ATM switch, processing migration for major Indonesian bank

The project for Bank Tabungan Pensiunan Nasional marks the entry of the payments software and services provider into the Indonesian market.

Nigerian FIs turn to third-party providers to control rising ATM costs

The rising cost of delivering on consumer demands for efficiency is causing an increasing number of banks to outsource ATM deployment and fleet management.

Euro- and pound-dispensing ATMs installed across London Underground

Transport for London and Raphaels Bank have partnered to outfit 70 sites across the London Underground with ATMs that dispense both pounds and euros. The service has been designed to make it easier for busy London workers, commuters and residents...

3-in-1 cash-handler combines functions in a compact form factor

The Glory solution was designed to meet space constraints in smaller branch environments.

Vantiv expands presence in Northeast through venture with People's United Bank

The new People's United Merchant Services combines the FI's strong reputation and broad access to commercial merchants with Vantiv's payments expertise, products, security tools, technology and processing scale.

Big data for debit: Marketing tool or money pit?

A new research note answers questions asked by retail bankers and debit issuers who wonder whether - and how - they can benefit from big data analytics.

ChangeGroup lands contract for currency exchange ATMs at Helsinki Airport

To be installed in 2015, the new foreign currency ATMs will give passengers the ability to exchange currency 24/7 at the airport.

In Norway, 5 years to cashlessness

Already, cash accounts for less than 5 percent of transactions in Norway. But not all Norwegians like the idea of having to leave an electronic trail with every financial exchange.

Massachusetts Senate wants committee to investigate ATM safety

Bill S.2251 would create a commission to review the feasibility of enhanced safety and security features at bank and non-bank ATMs across the commonwealth.

Genmega, PAI, Paytoo partnership brings cardless ATM access to the unbanked

The concept is now being tested in a 90-day pilot, after which the partners are prepared to roll out a nationwide deployment of several thousand machines.

New York State proposes regulatory framework for virtual currency firms

The proposed regulatory framework contains consumer protection, anti-money laundering compliance, and cybersecurity rules tailored for virtual currency firms.

Missouri governor signs patent troll bill into law

The state is one of 20 that have now passed or have pending legislation to address the abuse of patent litigation by non-practicing entities.

Texas FI teams with Diebold for branch transformation initiative

Guaranty Bank & Trust of Mount Pleasant, Texas, has adopted advanced solutions from Diebold Inc. to support its branch transformation strategy as the FI expands into the Texas markets of Longview and Bryan/College Station. The bank has opened five locations...

ATMIA to discuss transaction routing concerns with Fed board

The ATM Industry Association announced today that a member task force will meet July 22 with the Federal Reserve Board of Governors in Washington. ATMIA requested the meeting to address growing concerns over the routing of ATM debit transactions. Implementation...

SafenSoft, AK BARS Bank create Russia's first PCI DSS-compliant ATM network

AK BARS Bank and Safensoft have announced the recent completion of PCI DSS recertification at the bank using SafenSoft information security solutions. This is the fourth year in a row that the bank has achieved compliance, but the first year...

Collis Brand Test Tools OK'd for Visa payWave

UL has announced that its Collis Brand Test Tool has been confirmed by Visa to simulate the newest Visa qVSDC device module. Test cases are also included in the tool. The Visa qVSDC Device Module provides Visa payWave acquirers a...

FCU adds RDC as component of customer self-service strategy

FedChoice FCU, a federal employees credit union serving nearly 25,000 members, has implemented QwikDeposit ToGo from Bluepoint Solutions for mobile remote deposit capture.

TNSLink to provide wireless services for Malaysian ATM network

Transaction Network Services will provide secure, high-speed transaction transport and ATM communications for the Malaysian Electronic Payment System.

Brazil's Bradesco piloting technology give customers immediate access to deposited cash

Bradesco, one of the largest financial institutions in Brazil, will begin piloting new technology from NCR Corp. that allows immediate accountholder credit for cash deposits made at the ATM. The new technology will eliminate the use of envelopes for cash...

Oregon to consider allowing insurance claim payment via ATM

The insurance division of the Oregon Department of Consumer and Business Services has proposed a rule change that would allow insurance claims to be paid by automated teller machine. Specifically, the rule allows an insurer — with the consent of...

Prepaid cards No. 1 in growth for June

Prepaid cards took the biggest hike of any noncash payment method in June in terms of dollar volume — barely, beating out credit by just one-tenth of a percent.

Cashiers promoted to 'community bankers' with new Barclays branch model

Barclays has announced that it will promote more than 6,500 branch staff from the role of teller (or "cashier," as the FI calls them) to that of "community banker." A news release from the London-based bank said that the move...

French regulators to limit Bitcoin anonymity

French regulators will enforce rules that require entities distributing the popular crypto-currency to confirm the identity of accountholders.

Europe's ATM base grows overall despite country-specific declines

The number of installed ATMs in Europe grew by 2 percent in 2013, to 634,000. However, of the 33 markets surveyed, more than half contracted during the year, an RBR study found.

Coming our way: A new kind of ATM skimmer

In the synopsis of its latest report, the European ATM Security Team referred to a "new mini skimmer" found in Europe for the first time. Although the device has only been reported by one country so far, it's just a...

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