FEATURES


ATMs can be a drawing card for millennials

Now is the time to use the digital capabilities and accessibility of the ATM to win over millennials disenchanted with the branch experience.

Low-income households pump money into retailer wallets

A new research paper by three economists predicts that the little guy will shell out more money as FIs seek relief from the revenue-slashing effects of the interchange cap.

Repair, Refurb, Trade or Replace Aging ATMs?

The critical points in deciding how to proceed with the older ATMs in your fleet.

Sponsored by: Triton

IADs must improvise to survive: How DCC can help boost revenues

Shrinking interchange, increased competition and growing operational expenses have taken a toll on ATM profitability. But advances in technology can help IADs claw back some of those losses.

Out in the cold: The ATM industry wants routing choice, too

ATM industry representatives recently made their case to the Fed for inclusion in Reg II, the Durbin Amendment rule that gives merchants a choice of competing payment networks.

Erste Bank, Croatia - Case Study of their Cash Management Network

Erste Bank reduced the amount of cash in the network while simultaneously reducing the number of emergency cash runs and out of cash incidents.

Sponsored by: NCR Financial Solutions

Will smart cards leapfrog mobile?

The ability to securely download apps to a consumer's smart card has been demonstrated. But why is this important to a market that is already moving toward mobile payment?

Fed study finds that ATM, debit might be safer than credit cards

In 2012, PIN debit card transactions - including both purchases and ATM cash withdrawals - had the lowest fraud rates among general-purpose cards by both number and value.

For ATM providers, mobile signals new opportunity

Mobile has changed the average ATM user’s needs, preferences and expectations, and these behaviors can mean new opportunities for ATM providers.

3 ways to keep the focus on the customer

One customer's bad experience and three common-sense ways to ensure that your customers will never have one remotely like it.

New guide caters to restaurateurs, retailers looking to boost income with ATMs

'How to Profit from ATMs: A Guide for Retailers and Restaurateurs' delivers 40 pages packed with essential information about the business of owning, operating and earning revenue from ATMs.

Data Breach Planning 101

A security system that’s impenetrable has yet to be invented. So don’t think in terms of “if” you’ll suffer a data breach, but rather, “when.”

Summit to take a deep dive into the future of ATM and mobile technologies

The second annual ATM & Mobile Innovation Summit in September will feature experts with exceptional depth of knowledge in areas of innovation, security, compliance and regulation.

Connect Mobile Innovation Summit to delve into the evolving impact of mobile

The two-day event aims to cut through the hype around mobile technology and help brands understand how to use the channel to boost customer engagement and loyalty.

PayToo bridges mobile and ATM worlds with cardless cash access for the unbanked

The company's mobile wallet, which combines telecom and payment services, is crossing over to the ATM market to provide card-free cash access at PayToo-enabled Genmega ATMs.

Who's on first and who will lead down the stretch ...

The 'Acquiring and Switching Vendor Comparison Report' by PayX International is about as good a summary as you'll find when it comes to comparing payment processing platforms.

'Solid': NCR and Diebold report positive Q2 revenues

In separate earnings calls, CEOs of both NCR and Diebold chose the same term to describe their quarterly revenues, up 8 and 3.7 percent respectively.

See More »

NEWS


New report examines trends in branch transformation and technology

The free report includes branch planning data collected from more than 150 regional and local FIs across the United States.

CaixaBank to invest $659 million in next-gen ATMs

CaixaBank, Spain's largest ATM network operator, intends to start installation of its new generation ATMs this year; the process will take 10 years to complete.

Russian hackers steal massive amounts of customer data from US banks

The intrusion bears the hallmarks of political posturing; its timing corresponds to the enactment of sanctions against Russian banks and stolen information has not been used for fraudulent transactions.

PCI SSC issues bulletin on 'Backoff' malware threat

Though Backoff is known only to have infected POS systems, the program logs PINs from debit card transactions that can be paired with track data for use at ATMs.

UAE banks block debit cards in response to ATM compromise

After banks in the region experienced multimillion-dollar losses in a $45 million global bank heist that came to light last year, the UAE Central Bank is taking no chances.

Shazam names new president

EVP and COO Paul Waltz takes on the new leadership role of president in anticipation of the retirement next year of CEO Michael Hollinger.

Philly CU's four new branches to feature self-service format

Auto-deposit ATMs, in-lobby teller terminals and cash recyclers will support a transformed branch model for Citadel, a $2 billion FI serving 160,000 members.

Smartphone camera is focal point for mobile banking growth, Malauzai says

The smartphone camera is the perfect conduit for mobile banking innovation as accountholders embrace the idea of conducting financial business via pictures, the company says.

EMV cardmaker CPI to acquire instant issuance provider EFT Source

The move will formalize a working partnership between the two companies that goes back more than 15 years.

CBN overturns fee moratorium for off-us ATM withdrawals

Nigeria's apex bank has reversed itself once again as the government tries to realize its vision to become cashless (or, at least, less cash-driven) by 2020.

PCI SSC announces proposed 2015 special interest group projects

Security guidance for ATMs is one of several projects proposed for consideration next year by the PCI Security Standards Council.

Sharenet expands ATM service footprint with acquisition of Express Teller Services

The acquisition will allow Syracuse, New York-based Sharenet to expand its service footprint to serve credit unions and community banks on the West Coast, the company said.

Big Apple, Big D get Bitcoin ATMs

Manhattan got its first Bitcoin ATM this week, as did Dallas. But surprisingly, neither of these mega metro areas is the first in its state to stick a pin in a United States Bitcoin ATM locator map.

Any idiot with a 3D printer can make a fake front for an ATM skimmer

However Hamid P, whom the police arrested this week in France for running a skimming operation, was no run-of-the-mill idiot.

ABA intros universal banker training certificate

The program reflects the growth of the self-service branch and the transition from teller service to single-contact banking assistance.

New switch to help Indonesia's regional banks compete with major FIs

Infrastructure on the Way4 processing platform will provide connections between all provincial regional development banks, existing local and domestic switches, mobile operators and billing aggregators.

McGraw-Hill FCU, Co-op expand card processing relationship

The ATM and PIN debit processing agreement between the FCU and the California-based CUSO will broaden to include credit and signature debit services.

PAI, SchoolsFirst FCU strike branding deal on LA ATMs

Payments Alliance International lands yet another branding agreement on ATMs it owns and operates in Rite Aid pharmacies.

India's banks discussing use of local languages on ATM receipts

English and Hindi - both of them official languages - are currently used, however local language users, especially in rural villages, often do not speak either.

What can 'Brown' do for data theft victims?

The UPS Store has notified customers of a potential data compromise occurring at 51 franchised locations between Jan. 20 and Aug. 11.

Number of consumers who prefer ATMs over other banking channels rises in 2013, ABA says

The ATM remains in third place among customers' favorite banking channels, but it achieved a stronger showing in 2013 (14 percent), compared with 2012 (11 percent).

Patent auction to offer up ATM intellectual property rights package

An upcoming intellectual property auction gives bidders the unusual opportunity to become their own ATM patent assertion entity.

CFPB complaint portal will spread rumors, falsehoods about financial services, FSR fears

The Financial Services Roundtable has expressed deep concern about a Consumer Financial Protection Bureau plan to post unverified, anonymous complaint narratives on a government Web site.

Ascert adds EMV testing and certification capabilities to hosted services

The cloud-based solution aims to ease an expected testing and certification bottleneck as ATM liability shift deadlines approach.

Mercator issues ATM market benchmark report for 2014

The new report finds that, in many markets, added functionality at the ATM has made it a hub for self-service and assisted-service banking.

Global Payout bids to acquire prepaid-based mobile banking provider

Global Payout will purchase 100 percent of Maxie Mobile, a company that enables payments and ATM withdrawals from a prepaid mobile account.

Oberthur to acquire powered display card provider NagraID

NagraID technology enables secure access to the cloud, primarily for companies engaged in providing financial payments, and authentication and identification solutions.

Retailers petition Supreme Court to review debit fee cap ruling

Retailers dispute the appeals court ruling about fee caps, but seem to accept its ruling that one network each for signature and PIN debit is sufficient.

Israeli tech firm to assist Chinese banks with ATM physical security

Primary and secondary sensors will alert FIs to a wide spectrum of physical threats ranging from shaking the machine to attempting to blow it up.

Kaspersky study finds consumers nonchalant about data security

When it comes to protecting their personal and financial information online, consumers just might be their own worst enemy.

German bank adds protection against ATM malware upload

Newly integrated software allows only authorized code to run on the ATM network, so ING-DiBa can prevent attacks, rather than simply responding to them.

FTC proposed patent troll study gets go-ahead from OMB

The commission has congressional authority to collect nonpublic information from patent assertion entities, which will provide a better picture of their activities.

Research: 'Card malls' should be part of prepaid distribution strategy

The total dollar volume loaded through card malls grew 19 percent in 2013, and new research says growth will continue.

Should the ATM industry stay with Microsoft OS? Take the survey

A short survey asks whether the industry should migrate ATMs to a new Microsoft OS in 2020 ... or find a better alternative.

FNB, NCR take home award for ‘Best ATM and Kiosk Project in Africa’

FNB won the award for its successful implementation of the NCR SelfServ 4 slim line kiosk, using a custom platform that supports the FI's inclusion banking strategy.

See More »

 

TRENDING

 

WHITE PAPERS