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As ATM industry gathers in Houston, major innovations and challenges impact business

As ATM industry gathers in Houston, major innovations and challenges impact business

As the ATM industry gathers in Houston for the ATMIA U.S. Conference 2020, industry experts say there are a number of issues that are impacting the industry, including bank transformation, consolidation, cash access and new technologies.

Chime, Varo, Grasshopper executives say digital banks see continued growth

Chime, Varo, Grasshopper executives say digital banks see continued growth

Digital bank executives from Chime, Varo and Grasshopper told attendees at this year's annual Money 20/20 conference that they see continued growth in the space as they are providing more responsive and lower fee services to consumers who are leaving legacy bank rivals that are burdened with aging technology and higher fixed costs.

UK at tipping point, says Access to Cash Review chair

UK at tipping point, says Access to Cash Review chair

As digital payments grow in popularity in the U.K., the systems that support cash are starting to erode. Natalie Ceeney, chair of Access to Cash Review, warns that the country is headed into "unchartered territory."

How open banking enables the digital economy

How open banking enables the digital economy

Open banking represents a huge opportunity for financial institutions. By creating ecosystems to develop new customer propositions and generate new revenue streams, banks will be better able to compete with third-party players and big tech like Amazon.

Windows 7 End of Support – How it affects your PCI compliance, risk and security

Windows 7 End of Support – How it affects your PCI compliance, risk and security

Over the course of its active and extended maintenance periods, more than 989 security patches were released for this product. Soon, Microsoft will release its last Windows 7 patch.

Facebook under Congressional scrutiny over data sharing practices

Facebook under Congressional scrutiny over data sharing practices

Facebook is facing increased calls from privacy advocates, public officials and others for government regulation and investigation following allegations of unauthorized data sharing.

FinServ Data Security Summit to deliver fintech, blockchain insights

FinServ Data Security Summit to deliver fintech, blockchain insights

Navigating blockchain, regulatory and fintech trends can be a challenge. The Financial Services Data Security Summit, sponsored by Networld Media Group and Thales eSecurity, can help provide some clarity on these topics.

Rapid-fire: Bankers tackle big issues during the BCX Summit

Rapid-fire: Bankers tackle big issues during the BCX Summit

Literally speaking, there was no round table in the Bankers Rapid-fire Roundtable session at the Bank Customer Experience Summit. However, there were bankers, and quite a few questions packed into the 60-minute presentation.

Sweden's far from accidental journey to a cashless society

Sweden's far from accidental journey to a cashless society

Sweden's apparent move toward becoming the planet's first cashless state is clearly neither accidental nor simply the outcome of choices made by the Swedish public.

A mixed bag: US banking reg rollbacks are met with approval and alarm

A mixed bag: US banking reg rollbacks are met with approval and alarm

In May, President Trump signed a flurry of legislative measures, keeping a campaign promise to roll back bitterly opposed rules and regulations levied against banks during the Great Recession. Predictably, public reactions to the undoing of these Obama-era restrictions were miles apart.

Could bitcoin and blockchain blow up banking as we know it?

Could bitcoin and blockchain blow up banking as we know it?

Major banks have already begun to invest in promising blockchain projects, and distributed ledger technology now seems poised to disrupt retail banking in an unprecedented way.

ATM Marketplace: February Top 5

ATM Marketplace: February Top 5

Diebold Nixdorf and NCR Corp. held earnings calls in February, but there wasn't much to love in the companies' revenue reports. Those were our top two stories last month; readers also liked our coverage of an ATMIA conference workshop on ATM physical attacks.

Town Hall touches on ATM industry pain points, future plans

Town Hall touches on ATM industry pain points, future plans

The "town hall" meeting has become a highlight of the annual ATMIA US Conference, encapsulating industry-wide happenings in a tidy 60-minute package. As usual, this year's session covered a lot of ground. Here's the recap.

Sticks and carrots: Why a plan to redistribute ATMs in the UK is bound to fail

Sticks and carrots: Why a plan to redistribute ATMs in the UK is bound to fail

Penalizing independent ATM deployers in the U.K. for having "too many" ATMs in urban areas is possibly the least compelling way imaginable to persuade them to move their machines to underserved parts of the country that banks have already labeled unprofitable.

What a washing machine trade war might mean for ATMs

What a washing machine trade war might mean for ATMs

What would it mean to ATM deployers in the United States if the Trump administration's "America First" policy were to extend beyond new tariffs on Korean-made washing machines to include tariffs on Korean-made ATMs and parts?

Supreme injustice?

Supreme injustice?

The U.S. Supreme Court will decide whether online merchants must collect taxes on out-of-state sales. The nationwide implementation of such a rule would increase costs tremendously for online sellers of ATM parts, almost certainly decreasing competition.

How blockchain could choke off ATM money-laundering

How blockchain could choke off ATM money-laundering

AML-KYC regs are a helpful tool for fighting crime, but a headache for ATM operators. Could there be a simple, cost-effective, surefire solution to the problem — something less punitive than Operation Choke Point? Could that something be distributed ledger technology?

An abandoned program still haunts ATM operators

An abandoned program still haunts ATM operators

When Operation Choke Point was halted and financial institution regulators were directed to pull back on enforcement, the ATM industry thought it could breathe a sigh of relief. Unfortunately, the bank account closures haven't stopped.

An ITC ruling for Hyosung brings the patent bout with Diebold right back to a draw

An ITC ruling for Hyosung brings the patent bout with Diebold right back to a draw

The bell has rung on the latest round of the Diebold-Hyosung patent matchup. The contenders have retreated to their corners with gloves raised in victory, but so far the punch stats are pretty close to 50-50.

The 3 things India needs to go cashless

The 3 things India needs to go cashless

Demonetization in India is a policy of extraordinary scope and ambition, combining advanced solutions in identity, mobile and payments to revolutionize commerce and financial services across the nation.

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