Windows 10: An Opportunity, Not an Obstacle

Microsoft will end extended support for Windows 7 Professional on January 14, 2020. Consider Windows 10 as an engine for change: this is an opportunity for financial institutions (FIs) to invest in a system that maintains compliance, enhances security and provides improved consumer experiences.

Type: White Paper

Sponsor: Diebold Nixdorf




EMV upgrade financing solutions from National Cash Systems

MasterCard’s October 2016 deadline for U.S. ATM deployers to upgrade their ATM fleet to EMV has now passed, and Visa and the other card networks’ October 2017 deadline is looming.

Type: White Paper

Sponsor: National Cash Systems




Giving Cardholders Control with Elan Mobile Services

Elan Financial Services has launched a suite of mobile services that allows cardholders of issuer banks and credit unions to control how their debit cards are used.

Type: White Paper

Sponsor: Elan Financial Services


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FEATURES


An abandoned program still haunts ATM operators

When Operation Choke Point was halted and financial institution regulators were directed to pull back on enforcement, the ATM industry thought it could breathe a sigh of relief. Unfortunately, the bank account closures haven't stopped.

An ITC ruling for Hyosung brings the patent bout with Diebold right back to a draw

The bell has rung on the latest round of the Diebold-Hyosung patent matchup. The contenders have retreated to their corners with gloves raised in victory, but so far the punch stats are pretty close to 50-50.

The 3 things India needs to go cashless

Demonetization in India is a policy of extraordinary scope and ambition, combining advanced solutions in identity, mobile and payments to revolutionize commerce and financial services across the nation.

Diebold gets a win — though not quite a victory — in its ATM patent battle

Diebold Nixdorf got the ruling they sought against Hyosung in their petition to the ITC, but it won't stop the import to the US of a single Hyosung ATM or affect the operation and servicing of machines already installed.

Is the UK losing cash access?

Taxes on ATMs and disputes among ATM providers are creating uncertainty about free access to cash by British citizens — especially those in small communities that have already seen bank branches pack up and leave.

The tyranny of economic morons

It seems the only real requirement for election to public office anymore is the complete and utter ignorance of basic economics. The latest poster child has to be Illinois State Rep. Arthur Turner, who has introduced a bill to cap all ATM charges in the state at $1.

ADA, assistive technology and the leading example of ATMs

In part 3 of our series: Assistive technology for the disabled has become more sophisticated and pervasive in recent years, giving kiosk manufacturers and deployers the ability to better serve an important customer base — and meet ADA requirements.

Is that kiosk ADA compliant? Who knows?

When new ADA regs were released in 2010, touch screens in self-service devices weren't that much of a thing. They are now, and determining what compliance means for kiosk applications can be a problem, as part 2 of our series on ADA compliance explains.

ADA regs for kiosks being defined by lawsuits, not legislation

The ADA specifies in detail how ATMs must accommodate visually impaired users. But kiosks? Not so much. This leaves the courts to establish guidelines for the industry based on case law, a process that's both expensive and subject to sudden change.

Taxation without representation: As bad an idea as ever

ISOs around the country purchase their ATMs and parts from a network of manufacturers and grey market suppliers on the web. The implementation of an internet sales tax on these transactions would increase costs and almost certainly end up decreasing competition.

Following death blow to Winklevoss ETF, bitcoin bounces back

The price of bitcoin is off only about 5 percent since Friday, when the SEC nixed the Winklevoss-backed proposal for a bitcoin exchange-traded fund. Which raises the question, "Was the commission's decision a foregone conclusion from the get-go?"

The Diebold-Hyosung ATM patent war: Win, lose or draw?

The competitors have been locked in a patent battle for 15 months so far. How much longer might this 'knock-down, drag-out' drag on?

Competitive concerns over Link ATM network cloud MasterCard-VocaLink deal

In its assessment of a proposed MasterCard-VocaLink deal, the UK Competition and Markets Authority has zeroed in on competitive concerns related to one of its components — the Link ATM network.

Diebold vs. Hyosung: Sorting out the first-round decision in the ATM-makers' patent battle

The companies' patent wars before the International Trade Commission and US federal court spilled over into the court of public relations yesterday.

After demonetization, India queues up for cash

Indians have responded to the overnight demonetization of 500 and 1,000 rupee banknotes with the patience of people long accustomed to queuing for service in a nation whose banking infrastructure is scrambling to catch up with its sprinting economy.

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Keep abreast of the laws and regulations governing the ATM industry.

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