'Gimme shelter': A tale of cyberwar, bank panic and ATM cash

'Gimme shelter': A tale of cyberwar, bank panic and ATM cash

Imagine for a moment that North Korea or some other rogue state successfully launches a cyberattack against a U.S. bank. Then consider how the ensuing spike in ATM use and bank withdrawals will result in cash shortages until deployers can react.

How can trending technologies enhance the user experience?

How can trending technologies enhance the user experience?

Technology is ever-evolving, but contrary to what you might expect, it can become more human, not less so, in the process. Learn what this means in financial services terms in a video presentation from the 2017 Bank Customer Experience Summit.

For the small ATM operator, big opportunities

For the small ATM operator, big opportunities

The landscape for the small ATM operator is changing rapidly,  but cash is not going away as a payment vehicle. Successful small ISOs will be nimble and resourceful enough to use these major changes to grow their business.

How Brits got easy ATM access — and could lose it just like that

How Brits got easy ATM access — and could lose it just like that

IADs in the UK have always fought an uphill battle. The fight will become harder still — in fact, hopeless for some — if the banks that own the Link ATM Network carry through with a proposal to slash fees. And IADs won't be the only losers — the public will be hurt as well.

Cardtronics sets out on troubled waters as CEO signs off

Cardtronics sets out on troubled waters as CEO signs off

As market shifts challenge the brand's earnings model, Steve Rathgaber made the last earnings presentation of his 8-year tenure at the helm of Cardtronics, and expressed confidence that the leadership team he's built will carry on to find a profitable way forward.

The whats and whys of EMV noncompliance at merchant-owned ATMs

The whats and whys of EMV noncompliance at merchant-owned ATMs

If you are an IAD or ISO with processing agreements currently in force for independently owned, EMV-noncompliant ATM locations, the $64,000 chargeback question is ... "What are you going to do?"

Like shooting fish in a barrel: How to land merchant ATM sites after EMV

Like shooting fish in a barrel: How to land merchant ATM sites after EMV

Nearly 200,000 merchant-owned ATMs will not be EMV capable by the October Visa ATM liability shift deadline. So how does this movie end? While there are a number of possibilities, nearly all of them are opportunities for IADs who prepare now.

Half a million strong: A salute to the much-maligned ATM

Half a million strong: A salute to the much-maligned ATM

The United States can now boast of having half a million ATMs (three-quarters of them independently operated) reliably serving citizens all over the nation — despite nearly constant assault from confused regulators, politicians and pundits.

Cardtronics battens down for the ATM industry's 'perfect storm'

Cardtronics battens down for the ATM industry's 'perfect storm'

In a Q2 earnings call, Cardtronics CEO Steve Rathgaber discussed the serious challenges facing ATM industry providers in the short term — and some surprisingly optimistic expectations for the long run.

An abandoned program still haunts ATM operators

An abandoned program still haunts ATM operators

When Operation Choke Point was halted and financial institution regulators were directed to pull back on enforcement, the ATM industry thought it could breathe a sigh of relief. Unfortunately, the bank account closures haven't stopped.

4 ways to make your ATM business more like Amazon

4 ways to make your ATM business more like Amazon

Amazon continues to provide a high-level example of catering to customers. By studying their methods, ATM companies can pinpoint the practices that have led to Amazon's success — and model those practices in their own business.

The new frontier in ATM deployments

The new frontier in ATM deployments

In the years to come, creativity will be the lifeblood of the ATM industry, and this will mean taking a fresh look at who we consider a competitor or a partner. The lines are getting more blurred by the day.

For Canadian operator, life's about cattle, community service ... and ATMs

For Canadian operator, life's about cattle, community service ... and ATMs

Alberta, Canada-based Jade Cash is a mid-size operation with approximately 800 ATMs. But what sets the 18-year-old business apart, aside from a hands-on team and top-flight service, is a penchant for agriculture and community.

Selling your ATM portfolio? Here's what buyers are looking for

Selling your ATM portfolio? Here's what buyers are looking for

While they have the acumen and attitude to start and run a business, what most business owners lack is an exit strategy. Here are answers to the questions IADs ask most frequently about the valuation and sale of their ATM business.

The IAD: Forging the way forward for the ATM

The IAD: Forging the way forward for the ATM

In the decades since the introduction of the ATM, independent ATM deployers have played a constant and expanding role, one that grows increasingly important as banks begin to partner with IADs to extend their reach and efficiency.

A passion for payments: Breaking the glass ceiling in the ATM industry

A passion for payments: Breaking the glass ceiling in the ATM industry

Embry's journey in payments has spanned several decades and has relied on a great deal of curiosity, gumption, team work, a little bit of luck ... and four major requirements for success as a career-oriented woman.

How the ATM helped one man live the American dream

How the ATM helped one man live the American dream

When Sam Kandah finally got the opportunity to immigrate to the US, he made the most of it. He says being in the right place at the right time helped, but it takes more than luck to build a business that operates 15,000 ATMs and provides end-to-end services.

For Cardtronics, 'a choppier year than usual' ahead

For Cardtronics, 'a choppier year than usual' ahead

After a long run of smooth sailing, Cardtronics hits choppy waters in Q1 as it navigates software issues, EMV and the integration of its largest-ever acquisition halfway around the world — all while tacking toward a new growth phase as a provider of in-branch ATMs.

7 earth-friendly facts about ATMs

7 earth-friendly facts about ATMs

As Earth Day organizers have worked to raise awareness of the impact of industrial activity on the planet, ATM-makers and deployers have worked to reduce their imprint on the environment.

Taxation without representation: As bad an idea as ever

Taxation without representation: As bad an idea as ever

ISOs around the country purchase their ATMs and parts from a network of manufacturers and grey market suppliers on the web. The implementation of an internet sales tax on these transactions would increase costs and almost certainly end up decreasing competition.

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