atm Atom
Posts for the atmAToM blog are contributed by a collective of writers from Triton Systems and ATMGurus — seasoned ATM pros who thought they might like to share a few things they've learned during the last 30 years in the ATM industry. wwwView atm Atom's profile on LinkedIn

Free trade is a 2-way street

Free trade is a 2-way street

Like all things complicated, the status of trade between countries constantly ebbs and flows. As a result, trade programs inexorably evolve and must be actively managed in order to keep trade free. Unfortunately, this simply has not happened in the U.S.

5 reasons to be bullish on Cardtronics

5 reasons to be bullish on Cardtronics

Cardtronics faces headwinds in a global cash delivery market that is increasingly competitive and uncertain. But if the company can build on a culture of operational excellence while shoring up a wounded balance sheet, its future would appear to be bright.

What a washing machine trade war might mean for ATMs

What a washing machine trade war might mean for ATMs

What would it mean to ATM deployers in the United States if the Trump administration's "America First" policy were to extend beyond new tariffs on Korean-made washing machines to include tariffs on Korean-made ATMs and parts?

Supreme injustice?

Supreme injustice?

The U.S. Supreme Court will decide whether online merchants must collect taxes on out-of-state sales. The nationwide implementation of such a rule would increase costs tremendously for online sellers of ATM parts, almost certainly decreasing competition.

ATM forecasts and fortunes for 2018

ATM forecasts and fortunes for 2018

Blogger Daryl Cornell of Triton Systems offers five fearless predictions for 2018 — along with the caveat that any or all might be "off the mark, highly questionable or just plain wrong." ATM Marketplace will be bookmarking this page for review 365 days from now.

'Gimme shelter': A tale of cyberwar, bank panic and ATM cash

'Gimme shelter': A tale of cyberwar, bank panic and ATM cash

Imagine for a moment that North Korea or some other rogue state successfully launches a cyberattack against a U.S. bank. Then consider how the ensuing spike in ATM use and bank withdrawals will result in cash shortages until deployers can react.

The ATM world is in for a seismic shift ... Are you ready?

The ATM world is in for a seismic shift ... Are you ready?

The speed and magnitude of the recent changes seen in major Western ATM markets cannot be overstated. It will likely be the ability to quickly adapt — or not — that will determine the winners and the losers among independent ATM deployers.

The whats and whys of EMV noncompliance at merchant-owned ATMs

The whats and whys of EMV noncompliance at merchant-owned ATMs

If you are an IAD or ISO with processing agreements currently in force for independently owned, EMV-noncompliant ATM locations, the $64,000 chargeback question is ... "What are you going to do?"

As 'ATM-ageddon' looms, what do we hear? Crickets

As 'ATM-ageddon' looms, what do we hear? Crickets

With less than a month to go before the VISA ATM liability shift deadline, you might expect a frantic, last-ditch effort by ATM operators to get their machines EMV-ready. But you would be wrong.

Like shooting fish in a barrel: How to land merchant ATM sites after EMV

Like shooting fish in a barrel: How to land merchant ATM sites after EMV

Nearly 200,000 merchant-owned ATMs will not be EMV capable by the October Visa ATM liability shift deadline. So how does this movie end? While there are a number of possibilities, nearly all of them are opportunities for IADs who prepare now.

Half a million strong: A salute to the much-maligned ATM

Half a million strong: A salute to the much-maligned ATM

The United States can now boast of having half a million ATMs (three-quarters of them independently operated) reliably serving citizens all over the nation — despite nearly constant assault from confused regulators, politicians and pundits.

The war on plastic

The war on plastic

Initially hailed as innovative, it appears that Visa's 'war on cash' is in reality a war on merchant profitability and customer payment choice. However, a 'war on plastic' is a promising business case that could actually be sold to merchants.

A vanishing breed? EMV and the retail ATM

A vanishing breed? EMV and the retail ATM

It seems likely that only serious chargeback pain or terminal shutoff will prompt many US merchants to upgrade their ATMs to perform EMV transactions. Even then, we could see merchant terminal numbers decline by as much as 25 percent.

Is the UK losing cash access?

Is the UK losing cash access?

Taxes on ATMs and disputes among ATM providers are creating uncertainty about free access to cash by British citizens — especially those in small communities that have already seen bank branches pack up and leave.

Why consumers still love cash

Why consumers still love cash

With so many "more convenient" options available, why do people continue to rely on hard currency?

Reflections on ATMIA US 2017

Reflections on ATMIA US 2017

With a full slate of speakers, panels, exhibits and meetings, the annual ATM Industry Association conference once again offered the opportunity to stay abreast of developments in the global ATM industry. Here is what we learned at ATMIA this year.

ATM industry insights from the Fed's payment study

ATM industry insights from the Fed's payment study

The Federal Reserve has released the sixth study in its series of triennial reports on payment trends in the United States. Though its focus is on noncash payments, the study does offer insights for the ATM industry.

Never mind what you heard; millennials use cash

Never mind what you heard; millennials use cash

You can believe the Fed's latest report that says they do, or you can believe an endless parade of unscientific online polls that say otherwise.

EMV Apocalypse Now

EMV Apocalypse Now

This year's EMV liability shifts will radically change the retail ISO landscape by 2018. How do we know? Because we've seen this movie before, played out in other mature post-EMV markets.

How to upgrade your ATMs to EMV and stay in business

How to upgrade your ATMs to EMV and stay in business

ATM deployers don’t have to choose between EMV upgrades today and fraud risks later; options now available can make migration more affordable.

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