Mexican government policy drives growth in e-payments

Payment cards are gradually making inroads on cash, as the government and banks begin to provide basic financial access to the population.


How to attract accounts (and keep them) with mobile card services

In a mobile banking world, the place to be is top-of-wallet. A March 26 webinar will share insights on how to get there — and stay there.

EMV, encryption and tokenization: the payment fraud 'holy trinity'

Taken together, these three key pieces of security technology can ensure that the good guys continue to stay one step ahead of the fraudsters.

Fed study finds that ATM, debit might be safer than credit cards

In 2012, PIN debit card transactions - including both purchases and ATM cash withdrawals - had the lowest fraud rates among general-purpose cards by both number and value.

Will mobile card readers dethrone cash?

Total cash volume in POS transactions fell 10 percent from 2012 to 2013, while mobile and prepaid card payments surged. A sign of things to come?

Fed study fills in the numbers for ATM transaction volumes and values

A study by the US Federal Reserve indicates that Americans are making fewer trips to the ATM, but taking out (or depositing) more cash when they do stop by.

The 'cashless street': useful experiment or shameless PR stunt?

Who benefited from the one-day, cash-free tryout in a Manchester, UK, shopping district? We can give you a hint: It wasn't the customers or the merchants.

7 steps to minimizing data breach fallout, part 2

In my previous post, I shared four of the seven steps financial institutions can take to prepare for and respond to a data breach affecting their cardholders. Here are the remaining three: Core maintenance.

7 steps to minimizing data breach fallout, part 1

Many financial institutions have felt the sting of recent breaches — and there could be more to come. Dealing with the aftermath is frustrating, time-consuming and, in some cases, costly. Fortunately, community FIs can take steps to prepare for the next time hackers and fraudsters successfully victimize the industry.

Fed study spells out importance of cash to consumers

A study of US consumer spending preferences reveals strong cash use across all incomes and age groups.

Will consumers change behavior because of data breaches?

New research indicates many consumers have altered their shopping behavior as a result of recent far-reaching retail data breaches. Specifically, data analytics company Feedzai's "2014 Consumer Reaction to Financial Data Breaches Study" found that 22 percent of shoppers who were...

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STMicroelectronics on board with Datacard chip validation program

The Datacard CVP will help to ensure accurate encoding of the full range of STPay EMV smartcard solutions prior to mass rollout, the companies say.

98 percent of US cards forecast to be EMV-enabled by end of 2017

By the end of 2015, 60 percent of cards will have chips, compared with 30 percent in June, the Payments Security Task Force says.

Visa reports 'progress and momentum' in EMV migration

The company reports that as of the end of August, 141.9 million chip cards had been issued in the US.

Consumer spend on payment cards tops $20T in 2014

A global shift away from cash and checks helped drive a 15 percent year-over-year increase in spending via plastic, RBR says.

SmartMetric touts EMV card with fingerprint reader

The card's smart chip will not work unless it matches the owner's fingerprint, making it useless if lost or stolen, the company says.

Contactless card use rising fast in the UK

Britons spent 2.5 billion pounds ($3.8 billion) using contactless cards in first half of 2015, exceeding the contactless total for all of 2014.

New gateway lets Ghanaians pay online with ATM cards

Previously, only MasterCard- and Visa-branded payment cards could be used for e-commerce.

Thailand licenses China's UnionPay chip card standard

The newly signed agreement signals the first move in China's push to export the UnionPay chip card standard.

Nearly half of smart cards shipped bound for US, China

Of 2.1 billion cards shipped, 903 million will end up in the wallets of Chinese and American cardholders, an ABI study finds.

MasterCard invites customer input at digital security lab

The broadened mandate of the lab will encourage joint problem-solving for fraud and risk in payments, MasterCard says.

Canadian consumers keen on credit cards

In the space of just one year, Canadians' preference for credit cards as a payment method spiked from 34 percent to 46 percent, a recent TSYS poll reveals.

Visa confirms Collis EMV Personalization Validation Tool for US market

UL says that its confirmed Visa validation module includes global personalization requirements as well as specifications unique to Europe and the US.

PSCU to start members' EMV debit activations with First Data in June

The company said it is the first CUSO certified to issue its members EMV-enabled debit cards for the First Data Debit Solutions platform.

Central Bank of Oman, FSS partner to create national payment gateway

OmanNet Payment Gateway will process national debit transactions and enable merchants in the sultanate to offer e-commerce services.

Hackers exploit Starbucks mobile payment app

The issue goes back as far as December, according to a published report.

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