In many countries the EMV standard is a mandatory requirement that provides the environment needed for ‘chip and pin’ transactions. The Kalignite EMV Kernel is a subsystem that extends the Kalignite Software Platform and provides a fast and simple method of adding EMV Level 2 capability to an XFS application. The Kalignite EMV Kernel is fully integrated into KAL’s K3A Advanced ATM Application and Kalignite NDC applications making them fully EMV compliant. Additionally, it is available as a module which can be integrated into a new or existing ATM application.
The Kalignite EMV Kernel can be used in a wide range of self service terminals including ATMs and Kiosks. In order to support the Kalignite EMV Kernel, the terminal also requires an EMV Level 1 certified card reader.
Kalignite EMV Kernel:

The RTM is a cashless ATM that gives you cash. Deliver the desired retail banking services everywhere.

A plug-and-play solution that upgrades your NDC network to the newest generation of multi-vendor NDC technology without requiring any changes to the NDC Host

A server solution that provides an extensive range of integrated ATM management features that would otherwise require a number of separate systems.

KAL’s world-leading ATM Software suite supports a huge number of ATM models from over 40 manufacturers; plus a large variety of self-service hardware devices.

KAL’s ATM Software suite is truly milt-vendor, allowing it to dramatically enrich a bank’s ATM end user experience.

The Kalignite Software Platform provides a rich application development and runtime environment for all Banking and Financial ATMs, Kiosks, and Branch delivery channels.

KAL’s best-of-breed ATM Software suite supports all of the features required for complete bill payment system including support for cash and check acceptance, card reader handling for debit and credit cards, receipt printing and other features critical for a best-in-class bill payment system.

K3A provides a full set of pre-built and certified ATM transactions including check deposits with imaging and document handling support for Check21. KAL NDC then provides the comprehensive support necessary to delivery Check 21 functionality.








K3A supports all of the features for a complete transaction processing system, including support for cash and check acceptance, card reader handling for debit and credit cards, receipt printing and other features critical for a best-in-class transaction processing system.
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