KAL’s world leading ATM Software solutions are fully EMV compliant. The Kalignite EMV Kernel runs on the Kalignite Software Platform and provides a fast and reliable method of adding EMV Level 2 capability to an XFS compliant application.
KAL Kalignite EMV Kernel
The Kalignite EMV Kernel is a subsystem that runs on the Kalignite Platform and provides a fast and reliable method of adding EMV Level 2 capability to an XFS compliant application. The Kalignite EMV Kernel is integrated into KAL’s K3A and Kalignite NDC applications making them fully EMV compliant.
KAL’s Kalignite NDC and the industry-leading K3A (Kalignite Advanced ATM Application) both provide advanced ATM functionality along with best-of-breed integration. Kalignite NDC provides all of the features required to run core and extended NDC transactions without any changes to the NDC host. Kalignite NDC enables extensive customization including new features, new transactions, and alterations to transaction flows without host changes.
KAL’s K3A is a multi-protocol, multi-vendor, multi-country ATM application which provides a full set of pre-built and certified ATM transactions. K3A also incorporates a graphical, integrated ATM application development environment, the K3A Design Studio, with a full set of pre-built and fully tested ATM transactions.
Kalignite ATM Applications support a huge number of ATM types and models with an extensive range of hardware capabilities. Both Kalignite NDC and K3A are fully integrated with the Kalignite EMV Kernel and provide full EMV compliance. More…

The RTM is a cashless ATM that gives you cash. Deliver the desired retail banking services everywhere.

A plug-and-play solution that upgrades your NDC network to the newest generation of multi-vendor NDC technology without requiring any changes to the NDC Host

A server solution that provides an extensive range of integrated ATM management features that would otherwise require a number of separate systems.

KAL’s world-leading ATM Software suite supports a huge number of ATM models from over 40 manufacturers; plus a large variety of self-service hardware devices.

KAL’s ATM Software suite is truly milt-vendor, allowing it to dramatically enrich a bank’s ATM end user experience.

The Kalignite Software Platform provides a rich application development and runtime environment for all Banking and Financial ATMs, Kiosks, and Branch delivery channels.

KAL’s best-of-breed ATM Software suite supports all of the features required for complete bill payment system including support for cash and check acceptance, card reader handling for debit and credit cards, receipt printing and other features critical for a best-in-class bill payment system.

K3A provides a full set of pre-built and certified ATM transactions including check deposits with imaging and document handling support for Check21. KAL NDC then provides the comprehensive support necessary to delivery Check 21 functionality.







K3A supports all of the features for a complete transaction processing system, including support for cash and check acceptance, card reader handling for debit and credit cards, receipt printing and other features critical for a best-in-class transaction processing system.
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