The PayCard is a general purpose reloadable card for the "un-banked" or dependent family members because it can be used to fund almost any type of payment to the cardholder, including wages, commissions, reimbursements, education expenses and money transfers, while saving them from the high fees and hassles of cashing checks.  PayCard can also provide cost savings, increased security and greater efficiency to employers.

Elan also complements PayCard with an integrated PayCard+ Terminal for retailers.  Designed to allow consumers to cash checks and make deposits, it enables merchants to offer more services without the risks and costs of cash handling.