SWITCHWARE^® is an enterprise transaction processing, switching, and management software solution for:

• Transaction switching and routing
• ATM terminal driving and management
• POS acquiring and merchant management
• On-line core system interface
• Debit card issuance and file management
• Stand-in authorization when core system is unavailable
• Interfaces to regional, national, and international EFT networks
• PCI DSS and PA-DSS Compliant
• Support of EMV smartcard acquiring and issuance
• ATM/EFT network monitoring

In a typical environment, SWITCHWARE^® provides in-house control of the ATM and POS network, an interface to a core financial system, connectivity to multiple regional, national or international EFT networks (i.e., MasterCard and Visa), and ATM/debit card management. Other functions include interfaces to a hardware security module (HSM) for cryptographic functions, interface to applications such as CSFi Sentinel™ automated alert notification system, Data Analyzer, and FraudBlock™ fraud detection and protection system. Enhanced card management services (credit cards, pre-paid and stored value cards, fleet/petrol, gift, travel, etc.) are provided through an integrated interface to recommended third-party card management solutions. The primary purpose of the system is to perform transaction processing and  make transaction routing decisions. Functions include sending on-us transactions to a primary authorizer, switching foreign transactions to various EFT networks, performing PIN validation, standing-in when the primary authorizer is unavailable for authorization and performing processing decisions according to predetermined settings.

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