Features, News & Blogs
Who's there?Though somewhat reluctantly, I agree in principle that we will continue to rely on cash when it comes to the very basic transactions. Reading other posts I get a very real sense that it's just too early to count out the usefulness of cash. Globally …
Card security: The U.S. EMV migrationEMV, which stands for Europay, MasterCard and Visa, refers to the chip and PIN payment card technology commonly used in Europe and elsewhere around the world. Credit cards that incorporate an embedded microprocessor chip are far more secure than any …
ATM security threats diversifyThe world's largest ATM security conference (ATM Security 2011) was held in London last month and it is clear that ATM security is still a major issue. Skimming remains the dominant threat, although losses are falling in most countries. Ironically …
Three things issuers should consider before migrating to EMVThe hot topic in the payments industry today is the recent push by the major card associations for moving to EMV in the U.S. The transition to EMV will be a long and complex one. The issuing and merchant communities are both confused on how to …
MasterCard expects lightning-speed EMV complianceWhenever a major network like MasterCard imposes a mandate on its participants, it's typically accompanied by a three- to five-year bleed-in period. That's what makes the network's recent announcement of its enforcement of EMV compliance by April …
New Year’s resolution: I'll get my upgrades done before the deadlineNow is the time to knock off your first New Year's resolution. It's time to finish off those upgrades for ADA, PCI and EMV (for those in Canada). Planning now to meet the pending deadlines or liability changes will help everyone. How so, you might …
EMV deadline for U.S. ATMs...the race is on!At last there is a liability shift deadline for U.S. ATMs. What does this mean for EMV card issuers (issuers of chip-and-PIN smart cards)? According to the revised MasterCard chip liability program, from April 19, 2013, EMV card issuers will be able …
Heat from your fingers could compromise your PIN at an ATMI have been blogging for some time about the importance of covering your PIN when making an ATM or payment transaction. Doing so protects it from visual compromise, although there is still a risk of compromise if a key pad overlay is used by the bad …
EMV and me: What will change with my machine?With all of the recent discussions on EMV and if/when it will hit the U.S. market, I thought it would be a good time to discuss the actual changes that occur at the machine itself when upgrading one to handle chip-based cards. I'll leave the …
UnionPay overtakes Visa to become world’s largest card schemeThe results of RBR's latest global payment cards research provide remarkable reading. Several findings stand out, including surpassing a phenomenal eight billion cards worldwide, a fall in the number of cards in North America and more than 10 …
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