KAL ATM Software

KAL’s world leading ATM Software solutions are fully EMV compliant. The Kalignite EMV Kernel runs on the Kalignite Software Platform and provides a fast and reliable method of adding EMV Level 2 capability to an XFS compliant application.

KAL Kalignite EMV Kernel
The Kalignite EMV Kernel is a subsystem that runs on the Kalignite Platform and provides a fast and reliable method of adding EMV Level 2 capability to an XFS compliant application.  The Kalignite EMV Kernel is integrated into KAL’s K3A and Kalignite NDC applications making them fully EMV compliant.

KAL’s Kalignite NDC and the industry-leading K3A (Kalignite Advanced ATM Application) both provide advanced ATM functionality along with best-of-breed integration. Kalignite NDC provides all of the features required to run core and extended NDC transactions without any changes to the NDC host. Kalignite NDC enables extensive customization including new features, new transactions, and alterations to transaction flows without host changes.

KAL’s K3A is a multi-protocol, multi-vendor, multi-country ATM application which provides a full set of pre-built and certified ATM transactions. K3A also incorporates a graphical, integrated ATM application development environment, the K3A Design Studio, with a full set of pre-built and fully tested ATM transactions.

Kalignite ATM Applications support a huge number of ATM types and models with an extensive range of hardware capabilities. Both Kalignite NDC and K3A are fully integrated with the Kalignite EMV Kernel and provide full EMV compliance.  More…



Products and Services

KAL Kalignite NDC

A plug-and-play solution that upgrades your NDC network to the newest generation of multi-vendor NDC technology without requiring any changes to the NDC Host Learn more »

KAL Kalignite EMV Kernel

A subsystem that extends the Kalignite Software Platform Learn more »

KTC – Kalignite Terminal Controller System

A server solution that provides an extensive range of integrated ATM management features that would otherwise require a number of separate systems. Learn more »

KAL Advanced Functionality ATM Solutions

KAL’s world-leading ATM Software suite supports a huge number of ATM models from over 40 manufacturers; plus a large variety of self-service hardware devices.   Learn more »

KAL ATM Advertising/ CRM Solutions

KAL’s ATM Software suite is truly milt-vendor, allowing it to dramatically enrich a bank’s ATM end user experience.   Learn more »

KAL Banking/ Financial Solutions

The Kalignite Software Platform provides a rich application development and runtime environment for all Banking and Financial ATMs, Kiosks, and Branch delivery channels. Learn more »

KAL Bill Pay Solutions

KAL’s best-of-breed ATM Software suite supports all of the features required for complete bill payment system including support for cash and check acceptance, card reader handling for debit and credit cards, receipt printing and other features critical for a best-in-class bill payment system. Learn more »

KAL Check 21 Solutions

K3A provides a full set of pre-built and certified ATM transactions including check deposits with imaging and document handling support for Check21. KAL NDC then provides the comprehensive support necessary to delivery Check 21 functionality. Learn more »

KAL Check Cashing Solutions

KAL’s industry leading K3A includes a powerful, easy-to-use, graphical and fully integrated ATM application development environment for developing new applications like Check Cashing. Learn more »

KAL Financial Institution ATM Solutions

KAL’s world-leading ATM Software suite supports an extensive range of hardware capabilities valuable to any Financial Institution.   Learn more »

KAL Kiosks/ Self Service Solutions

The Kalignite Software Suite supports a huge number of Kiosk / Self-Service hardware devices with an extensive range of capabilities. Learn more »

KAL Remote Management Solutions

The Kalignite Terminal Controller is KAL’s flagship remote management solution for ATM networks.   Learn more »

KAL Security Solutions

The Kalignite Software Platform supports all of the latest ATM and self-service security technologies including smartcards, finger vein recognition (FVR) technology and many others. Learn more »

KAL Software

KAL is the world’s leading ATM software company and allows banks to take back control of their ATM networks.   Learn more »

KAL Transaction Processing Solutions

K3A supports all of the features for a complete transaction processing system, including support for cash and check acceptance, card reader handling for debit and credit cards, receipt printing and other features critical for a best-in-class transaction processing system. Learn more »

YES, I'm interested!


By clicking the button, you accept our Terms of Service and Privacy Policy.

Contact Info

+44 131 659 4900

KAL ATM Software