KAL ATM Software



KAL is recognized as the world's leading ATM software company and the preferred solution for many of the world's giant banks such as Citibank, China Construction Bank and UniCredit.

KAL enables banks to take back control of their ATM network with powerful multi-vendor ATM software and ATM management software. The Kalignite Software Suite is a proven family of products that is unrivalled in the banking industry.

KAL is an expanding global business with partners and customers in more than 80 countries supported by a multinational workforce with in-depth expertise.

The Kalignite Software Suite integrates with and controls ATM networks that vary widely in complexity, size and location – from banks with just a small number of ATMs to huge banks with global operations and thousands of ATMs in multiple countries.

KAL enables banks to take back control of their ATMs using innovative application development and management tools that reduce the total cost of ATM ownership while providing the best possible ATM customer experience.

Products and Services

KAL Kalignite NDC

A plug-and-play solution that upgrades your NDC network to the newest generation of multi-vendor NDC technology without requiring any changes to the NDC Host Learn more »

KAL Kalignite EMV Kernel

A subsystem that extends the Kalignite Software Platform Learn more »

KTC – Kalignite Terminal Controller System

A server solution that provides an extensive range of integrated ATM management features that would otherwise require a number of separate systems. Learn more »

KAL Advanced Functionality ATM Solutions

KAL’s world-leading ATM Software suite supports a huge number of ATM models from over 40 manufacturers; plus a large variety of self-service hardware devices.   Learn more »

KAL ATM Advertising/ CRM Solutions

KAL’s ATM Software suite is truly milt-vendor, allowing it to dramatically enrich a bank’s ATM end user experience.   Learn more »

KAL Banking/ Financial Solutions

The Kalignite Software Platform provides a rich application development and runtime environment for all Banking and Financial ATMs, Kiosks, and Branch delivery channels. Learn more »

KAL Bill Pay Solutions

KAL’s best-of-breed ATM Software suite supports all of the features required for complete bill payment system including support for cash and check acceptance, card reader handling for debit and credit cards, receipt printing and other features critical for a best-in-class bill payment system. Learn more »

KAL Check 21 Solutions

K3A provides a full set of pre-built and certified ATM transactions including check deposits with imaging and document handling support for Check21. KAL NDC then provides the comprehensive support necessary to delivery Check 21 functionality. Learn more »

KAL Check Cashing Solutions

KAL’s industry leading K3A includes a powerful, easy-to-use, graphical and fully integrated ATM application development environment for developing new applications like Check Cashing. Learn more »

KAL EMV Compliance Solutions

KAL’s world leading ATM Software solutions are fully EMV compliant. The Kalignite EMV Kernel runs on the Kalignite Software Platform and provides a fast and reliable method of adding EMV Level 2 capability to an XFS compliant application. Learn more »

KAL Financial Institution ATM Solutions

KAL’s world-leading ATM Software suite supports an extensive range of hardware capabilities valuable to any Financial Institution.   Learn more »

KAL Kiosks/ Self Service Solutions

The Kalignite Software Suite supports a huge number of Kiosk / Self-Service hardware devices with an extensive range of capabilities. Learn more »

KAL Remote Management Solutions

The Kalignite Terminal Controller is KAL’s flagship remote management solution for ATM networks.   Learn more »

KAL Security Solutions

The Kalignite Software Platform supports all of the latest ATM and self-service security technologies including smartcards, finger vein recognition (FVR) technology and many others. Learn more »

KAL Software

KAL is the world’s leading ATM software company and allows banks to take back control of their ATM networks.   Learn more »

KAL Transaction Processing Solutions

K3A supports all of the features for a complete transaction processing system, including support for cash and check acceptance, card reader handling for debit and credit cards, receipt printing and other features critical for a best-in-class transaction processing system. Learn more »

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Contact Info

+44 131 659 4900

KAL ATM Software