A recent report by the Federal Reserve Bank of Kansas City examines the current state of the debit card market. The report specifically looks at how that market was shaped by the Durbin Amendment …

Most people don't realize how much work goes on behind the scenes, on a daily basis, to protect the interests of the ATM industry in the United States. ATMIA, through our relationships with the …

AmeriChoice Federal Credit Union in Pennsylvania has done what many institutions have waffled on for years — placed an ATM in a community high school. Welch ATM sat down with AmeriChoice …

Recent statistics regarding the U.S. payment and fraud volumes indicate that the shift to EMV is a necessary step in order to reduce fraud. More than $3.9 trillion in payment transactions were made …

This weekend, Margo, my wife and business partner (with much better IT qualifications than I have) posted to our social blog, Clubs that Accept Me as a Member. In her post she said, "I am not into …

I lived in the small town of Newburgh, Ind., for almost 10 years before I found out there was a farmers market downtown every Saturday morning that was full of fresh produce, unique crafts and local …

In the banking industry and among those who commentate on it, talk of innovation and the "branch of the future" is rife. However, I've come to the conclusion that true innovation is rare …

Bernd Harzog, an Analyst for The Virtualization Practice and CEO and founder of APM Experts, has written an interesting piece, "SDDC Application Performance Management," about software defined data …

The ATM industry is taking steps to reduce its carbon footprint. Below are seven practices ATM developers and operators are incorporating to benefit the environment: 1) Solar power — With …

Given the privilege of Internet access, many of us can attend to business matters from virtually anywhere in the world. The web has given us numerous ways to communicate, but perhaps more importantly …

Millions of visitors come to London each year. With taxis being expensive (especially if you use a card, because you are charged a 10 percent "convenience" fee), most visitors to England's capital …

Although networks, issuers, and acquirers are making strides in the switch to EMV, a significant number of retailers are resistant to making the required upgrades to their point-of-sale hardware …

Many financial institutions, large and small, pride themselves on a community focus. These FIs participate in local events, donate to charities, provide unique community programs and make a …

To put an end to the too-big-to-fail phenomenon, Senators Sherrod Brown and David Vitter recently introduced the "Terminating Bailouts for Taxpayer Fairness Act of 2013" bill. While the bill focuses …

Contactless payments using mobile phones are the future of the payments processing industry — they're quick, easy, and bring countless benefits to merchants. But according to recent research …

In a recent report, Javelin Strategy and Research predicts that mobile payments and prepaid cards will beat out cash and checks in popularity among U.S. consumers by 2018. Mobile payments are …

At community financial institutions — and other companies in the financial services realm — employees are often asked to carry out a number of collateral duties for which they're not …

In the summer of 2009 Margo and I enjoyed a Baltic cruise. For me, the most interesting port of call was St. Petersburg, Russia. Long considered the "other Venice," the city's network of canals …

If you live in or travel to a country that controls what websites citizens can and cannot view, then you might not have access to sites like Facebook or YouTube. In this case you might have …

There are three important factors to the common AID and application solution supported by the Secure Remote Payments Council and 10 of the largest debit networks in the country: The common solution …