Though somewhat reluctantly, I agree in principle that we will continue to rely on cash when it comes to the very basic transactions. Reading other posts I get a very real sense that it's just too …

I finally found time to read the report "2011 ATM Software – Trends and Analysis." It's at the top of the list of the most popular white papers on ATMmarketplace.com for December, according to …

Suze Orman today announced her new Approved Card, because in her words (and inflection), "You. Can. Always. Bank. On. Me." The card is the latest in a long line of prepaid cards, a relatively new …

I really enjoyed reading the responses to my last post. There was some agreement with my observations, particularly as they applied to the role ATMs play in emerging markets, but less than rousing …

A worldwide increase in the demand for cash is predicted to boost the global installed ATM base skyward over the next several years. Depending on which report you chose to pay attention to, the …

Community banks and credit unions can make a significant dent in fraud losses by giving cardholders a heads-up where fraud is concerned. This is particularly important in the area of phishing attacks …

Experian's Chris Ryan addressed five major questions about compliance with the Federal Financial Institutions Examination Council's recent guidance on banking authentication. What follows are his …

What comes to mind when you conjure up old episodes of The Jetsons? Is it their flying SUV or their robot maid? Maybe it's their dog-walking treadmill or their automatic shower-shaver-dresser machine …

In the very recent past, some merchants have been hesitant to accept debit and credit cards. Particularly for those retailers working with small-ticket items, the costs for accepting cards simply …

EMV, which stands for Europay, MasterCard and Visa, refers to the chip and PIN payment card technology commonly used in Europe and elsewhere around the world. Credit cards that incorporate an …

On Freedom Boulevard in Provo, Utah, nestled between the mountains of Uinta National Forest and Lake Utah is a nice little one-branch bank, pictured above. It looks innocent enough. Its CEO, Doug …

Fraud prevention is a complex endeavor. There is a litany of methods a financial institution can implement to lower or even stop debit card fraud. However, for many it comes down to what the FI can …

This Christmas season, the search for perfect gifts takes shoppers to convenience stores, groceries, electronic and other retail locations across America where they can pay their families and friends …

The world's largest ATM security conference (ATM Security 2011) was held in London last month and it is clear that ATM security is still a major issue. Skimming remains the dominant threat, although …

Picture this...you take your car to the auto garage for a simple service and after they ask you, "how has it been running?" and you reply, "I've had no problems at all," they say they want to run …

In what is considered "the largest identity theft takedown in U.S. history," 111 individuals were indicted for "stealing the personal credit information of thousands of unwitting American and …

The hot topic in the payments industry today is the recent push by the major card associations for moving to EMV in the U.S. The transition to EMV will be a long and complex one. The issuing and …

Whenever a major network like MasterCard imposes a mandate on its participants, it's typically accompanied by a three- to five-year bleed-in period. That's what makes the network's recent …

Most believe the underserved are large in numbers and small in market potential. Of course, micro lenders around the world, such as Nobel laureate Grameen Bank, who serve the poor with small, market …

The ISO business model proves that small and large entrepreneurs can compete on an equal footing. All it takes is innovation, reinvention, and replication of a successful business model. Many ATM …