From its inception two years ago, The ATM Industry Association emerges as an energetic group with a growing membership and new ideas. by Katherine L. Sears, associate editor

Didn't get to attend the recent Advanced ATM Conference '99 in Chicago? Here's some of what you missed from the keynote address.by Ann All, editor

ATM owners are beginning to flock to high-tech methods of cash management. by Ryan DuBosar, contributing writer

Is "Stella" the ATM of the future? NCR's new prototype is all about interactivity. by Kevin Gibson, contributing writer

Federal regulators seem confident that financial institutions are well prepared for Y2K. Now they're turning their attention to EFT networks, processors and other service companies. by Ann All …

Are voice-activated ATMs all talk, or are banks on the road to adopting the technology that would make machines more accessible to the visually impaired?by Katherine L. Sears, associate …

There's bound to be big changes ahead in the U.K., where non-bank deployers are entering the ATM market and bringing the surcharge with them. by Ann All, editor

Biometric identification methods such as iris scanning and fingerprint imaging may eliminate the need for a PIN at the ATM. by Ann All, editor

California is the latest state to thwart a legislative effort to ban ATM surcharges. But surcharge opponents there want to put it to a vote. by Ann All, editor

Our publisher's commentary on his trip to ATMs Europe '99, a London conference hosted by SMi. by Tom Harper, publisher

High-end features and low-end price -- ATM deployers want it all, but can manufacturers afford to give it to them? NCR and Diebold are trying to find out. by Ann All, editor

They're still the darlings of off-site ATM deployers, but how long will the honeymoon last? Enhanced features may be the key to a long, happy relationship. by Ann All, editor

Even though 23 anti-surcharge measures died in 1998, new legislation was introduced in 13 states. This year's crop isn't faring much better. by Ann All, editor

Liability suits can take a big bite out of an ATM owner's bottom line. Are emergency alert systems the answer? by Ann All, editor

Will widespread acceptance of debit cause consumers to abandon the ATM? Industry experts have differing views on the debit impact. by Caroline Wilson, contributing writer

The euro is largely a non-issue in the ATM industry. But others see a potential for profit in the new currency. by Ann All, editor

Coast-to-coast ATMs? Several financial institutions came closer to that goal in 1998, the year of the big bank merger. by Ann All, editor

From engineer to beach bum to top ATM salesman, Bernard Uiterwijk has lived life to the fullest and learned some valuable lessons along the way. by Kevin Gibson, contributing writer

More small and mid-sized financial institutions, fearful that they could lose customers to the mega banks, are forming ATM alliances that allow them to surcharge selectively. by Ann All, editor

ATMs with cash recycling capabilites are already popular in Asia; several companies think there might be a market for them elsewhere as well. by Ann All, editor