DALLAS, Sept. 26 /PRNewswire/ -- Carreker Corporation (Nasdaq: CANI), a leading provider of e-finance enabling solutions to the financial services industry, today announced that the United Kingdom's Alliance & Leicester, plc, will implement Carreker's cash inventory management solution into its Automated Teller Machine (ATM) network.

Carreker's industry leading solution will provide Alliance & Leicester with sophisticated technology to reduce excess cash inventories at branches and at ATMs, while improving cash availability to customers.

``In line with Alliance and Leicester's strategic objectives, we aim to be the UK's best ATM service provider. We expect Carreker's cash inventory management solution to be an important component of our ATM growth strategy over the next three years, by enabling us to predict and satisfy our customer's cash requirements more accurately and in a more timely way,' said Sue Styles, Head of ATM Business for Alliance & Leicester.

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Using advanced forecasting technology, Carreker's solution determines the optimal currency order and shipment amounts for individual branches and ATMs. The solution provides demand-based information allowing Alliance & Leicester to reduce the amount of excess cash on hand to reflect customer demand. It also provides pre-emptive cash shortage alerts to improve service levels for customers and reduce transportation costs.

``Our technology uses demand-based inventory management techniques to identify a daily cash activity profile for each cash point or site. As Alliance & Leicester expands its ATM network, Carreker's solution will determine the right amount of currency needed at branch locations and ATMs, and assist in determining the most efficient cash transportation strategies,' said John D. Carreker III, Senior Vice President and Managing Director of Carreker's United Kingdom operations.

``As a major bank in the United Kingdom with an aggressive ATM growth strategy, we are extremely pleased that Alliance and Leicester have chosen Carreker to meet the demands of growing cash management requirements. We will make sure they, and our other customers throughout the world, have an efficient, enterprise-wide cash inventory management system customized to increase overall efficiencies and meet their particular demands,' said J.D. ``Denny' Carreker, Chairman and Chief Executive Officer of Carreker Corporation.

Alliance & Leicester is one of the UK's major financial services groups. It offers a broad range of financial services to nearly 6 million personal, commercial and small business customers and operates more than 300 branches and over 1,300 ATMs across the U.K.

About Carreker Corporation:

Carreker Corporation, headquartered in Dallas, Texas, is a leading provider of integrated consulting and software solutions that enable banks to identify and implement e-finance solutions, increase their revenues, reduce their costs and enhance their delivery of customer services. Carreker's e-finance solutions use leading-edge technologies to create differentiated applications for banks and their customers. The Company believes that its 23 years of experience in the banking industry, combined with a professional staff and advanced technological expertise, allow for targeted solutions for banks and other financial institutions. Carreker offerings are organized into three divisions, as follows: (1) Revenue Enhancement, which increases banks' revenues through market segmentation and improved customer pricing structures, (2) Global Technology Solutions, which provides business-case driven technology solutions through three customer-aligned groups: Risk Solutions, Cash Processing & Logistics Solutions and Check Solutions (these technology-enabled solutions bring together nearly 125 mission-critical business process applications, strategic application implementation services, consulting/advisory services and outsourcing services) and (3) Enterprise Solutions, which integrates systems, combines operations and improves workflows and internal operational processes. Carreker's customer list includes more than 200 financial institutions in the United States, Canada, the United Kingdom, Ireland, Australia and South Africa, including 70 of the largest 100 banks in the United States. For more information, contact George P. Matus, Senior Vice President of Investor Relations and visit the web site.

Forward Looking Statement -- This document contains forward-looking statements based on current expectations that are inherently subject to risks and uncertainties. The words ``estimate,' ``project,' ``intend,' ``expect,' ``believe,' ``plan' and similar expressions are intended to identify forward-looking statements. The Company's actual results could differ materially from those currently anticipated due to a number of factors, including, but not limited to, risks associated with the Company's acquisition of Check Solutions, changes in the banking industry's demand for the Company's solutions, significant customer concentration and the potential loss of a significant customer, variations in operating results, reduction in revenues due to pricing arrangements, the infrequent use of long-term contracts with customers, the focus of the Company's solutions on e-finance opportunities and the chance that they will not be accepted in the marketplace, risks associated with rapid growth in the Company's business, the inability to attract and retain key personnel, existence of defects or errors in the Company's software, ability to develop new technologies and services, ability to meet the changing needs of customers, dependence on third-party Internet providers and the Internet, intense competition, risks associated with strategic alliances and acquisitions, inability to protect the Company's proprietary rights, infringement and other claims and related expenses, reliance on third-party licenses, volatility in the Company's stock price, exposure to risks associated with international operations, reliance on independent contractors, governmental regulation and legal uncertainties and anti-takeover provisions in the Company's charter documents and under applicable law. These and other factors are set forth in the Company's annual report on Form 10-K filed on April 30, 2001 and in other reports and documents filed by the Company with the Securities and Exchange Commission from time to time.